3272 Highgate Ter Loop, Folsom, CA 95630 Property Records

Sacramento County property record for 3272 Highgate Ter Loop, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,953 sqft · built 2020
Lot Size	0.113 acres (4,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$768,000 (Jan 2021)
Tax Bill	$12,979 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`072-3600-006-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3600-006-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,953 sqft Living Area
1st Floor Area	1,403 sqft
2nd Floor Area	1,550 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,900 sqft (0.113 acres)
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3272 HIGHGATE TERRACE LOOP
City	FOLSOM
State	CA
Zip	95630-6965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	RUSSELL RANCH PHASE 1, VILLAGE 8, LOT 6, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RUSSELL RANCH PHASE 1
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jun 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage DISCOVER BANK
Jun 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage DISCOVER BANK
Jan 7, 2021	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Mar 9, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 25, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FBC MTG
Sep 28, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Jul 8, 2020	Grant Deed, Construction Loan · Line of Credit WELLS FARGO BK
Oct 29, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 31, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Book / Page	20210125 / 207
Prior Transfer Date	Jan 6, 2021
Prior Transfer Doc	3090000000040
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965

Mortgage

Document Number	0000000714
Date	May 12, 2022
Instrument	2022051200714

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965

Mortgage

Document Number	0000000229
Date	Jun 1, 2021
Instrument	202106010229

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965

Mortgage

Document Number	6010000000229
Date	Jun 1, 2021
Book Page	20210601/229

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2101081920
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809
Investor	Possibly a Property Investor

Mortgage

Document Number	2101081920
Date	Jan 8, 2021
Instrument	2101081920

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 9, 2021
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	0000000040
Map Reference	MB 411 PG 2
Instrument Date	Jan 6, 2021
Instrument	202103090040
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 25, 2021
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2101250207
Instrument Date	Dec 1, 2020
Instrument	2101250207
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$845.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3272 HIGHGATE TERRACE LOOP FOLSOM CA 956306965, FOLSOM, CA 95630-6965

Mortgage

Document Number	2101250208
Date	Jan 25, 2021
Instrument	2101250208

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2010071316
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809
Investor	Possibly a Property Investor

Mortgage

Document Number	2010071316
Date	Oct 7, 2020
Instrument	2010071316

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 8, 2020
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2007081867
Instrument Date	Jul 6, 2020
Instrument	2007081867
Transaction Type	Construction Loan
Record Updated	Jan 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,399.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809
Investor	Possibly a Property Investor

Mortgage

Document Number	2007081868
Date	Jul 8, 2020
Instrument	2007081868

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 29, 2019
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	1910291325
Instrument Date	Oct 28, 2019
Instrument	1910291325
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$18,232.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 MADISON AVE #13TH NEW YORK NY 100222524, 13TH, NEW YORK, NY 10022-2524
Investor	Possibly a Property Investor

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2019
Property Address	3272 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	1910311611
Instrument Date	Oct 28, 2019
Instrument	1910311611
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 MADISON AVE #13TH NEW YORK NY 100222524, 13TH, NEW YORK, NY 10022-2524
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$847,587 (+2%) Land $242,896 Building $604,691
2025	$12,979.00 (+0.77%)	$830,969 (+4.04%) Land $238,134 Building $592,835
2024	$12,880.00 (+1.33%)
2023	$12,711.00 (-2.5%)	$798,703 Land $228,888 Building $569,815
2022	$13,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon, Zeta Broadband.

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