3256 Highgate Ter Loop, Folsom, CA 95630 Property Records

Sacramento County property record for 3256 Highgate Ter Loop, Folsom, CA 95630 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 2020
Lot Size	0.108 acres (4,705 sqft)
Owner	Individual Name on File
Last Sale	$636,500 (Jul 2020)
Tax Bill	$11,164 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072-3600-010-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3600-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,779 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,705 sqft (0.108 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3256 HIGHGATE TERRACE LOOP
City	FOLSOM
State	CA
Zip	95630-6965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL RANCH PHASE 1, VILLAGE 8, LOT 10, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RUSSELL RANCH PHASE 1
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

Source: Sacramento County records · APN 072-3600-010-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3256 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 20, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN PACIFIC MTG
Jul 08, 2020	Deed of Trust, Construction Loan · Line of Credit WELLS FARGO BK
Mar 27, 2020	Loan Modification, Mortgage WELLS FARGO BK
Nov 04, 2019	Grant Deed, Construction Loan · Line of Credit WELLS FARGO BK
Oct 31, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE
Oct 29, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Nov 04, 2019 · Amount on Record
Deed Book / Page	20200720 / 897
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3256 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 EIGHGATE TERRACE LOOP, FOLSOM, CA 95630

Mortgage

Document Number	0000000657
Date	Oct 10, 2023
Instrument	202310100657

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 20, 2020
Property Address	3256 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2007200897
Instrument Date	Jun 30, 2020
Instrument	2007200897
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 HIGHGATE TERRACE LOOP FOLSOM CA 95630, FOLSOM, CA 95630

Mortgage

Document Number	2007200898
Date	Jul 20, 2020
Instrument	2007200898

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 08, 2020
Property Address	3256 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2007081868
Instrument Date	Jun 29, 2020
Instrument	2007081868
Transaction Type	Construction Loan
Record Updated	Jul 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809

Mortgage

Document Number	2007081868
Date	Jul 08, 2020
Instrument	2007081868

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	3256 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2004080602
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 08, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809

Mortgage

Document Number	2004080602
Date	Apr 08, 2020
Instrument	2004080602

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 04, 2019
Property Address	3256 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	1911040981
Instrument Date	Nov 01, 2019
Instrument	1911040981
Transaction Type	Construction Loan
Record Updated	May 08, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,308.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3301 WILDLAND CT FOLSOM CA 95630, FOLSOM, CA 95630
Investor	Possibly a Property Investor

Mortgage

Document Number	1911040982
Date	Nov 04, 2019
Instrument	1911040982

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2019
Property Address	3256 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	1910311611
Instrument Date	Oct 28, 2019
Instrument	1910311611
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 MADISON AVE #13TH NEW YORK NY 100222524, 13TH, NEW YORK, NY 10022-2524
Investor	Possibly a Property Investor

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 29, 2019
Property Address	3256 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	1910291325
Instrument Date	Oct 28, 2019
Instrument	1910291325
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$18,232.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 MADISON AVE #13TH NEW YORK NY 100222524, 13TH, NEW YORK, NY 10022-2524
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$702,433 (+2%) Land $220,814 Building $481,619
2025	$11,164.00 (+0.84%) Homeowner's exemption	$688,661 (+4.04%) Land $216,485 Building $472,176
2024	$11,071.00 (+1.39%)
2023	$10,919.00 (-2.28%) Homeowner's exemption	$661,922 Land $208,080 Building $453,842
2022	$11,174.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670085084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	About 1 in 385 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Succeed.Net	Fixed Wireless (unlicensed)	100 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: UnWired Broadband Holding, T-Mobile USA, Verizon, Cal.net, Zeta Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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