3272 Gem Bridge Rd, Needmore, PA 17238 Property Records

Fulton County property record for 3272 Gem Bridge Rd, Needmore, PA 17238

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1963
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Oct 2019)
Tax Bill	$1,130 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-10-006.-000`

Property Details

APN / Parcel Number

Primary APN	`09-10-006.-000`

Interior

Building Area	768 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	3272 GEM BRIDGE RD
City	NEEDMORE
State	PA
Zip	17238-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FULTON PA
Township / Civil Division	THOMPSON
Census Block Group	4
Census Block	4008
Census Tract	960300

Owner

Source: Fulton County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3272 GEM BRIDGE RD, NEEDMORE, PA 17238-9268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	May 20, 2009 · Amount on Record
Deed Document Number	20191288
Deed Book / Page	645 / 158
Prior Transfer Date	May 12, 2009
Prior Transfer Doc	000512/837
Record Updated	Sep 20, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON PA
Recording Date	Oct 1, 2019
Property Address	3272 GEM BRIDGE RD, NEEDMORE, PA 17238-9268
Document Number	000645/158
Book / Page	645 / 158
Instrument Date	Sep 27, 2019
Instrument	2019-001288
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 GEM BRIDGE RD, NEEDMORE, PA 17238-9268

Mortgage

Document Number	2019001289
Date	Oct 1, 2019
Instrument	2019-001289

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fulton County
County Subdivision	Thompson Township
Unified School District	Southern Fulton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,130.00 (+3.76%)	$25,650 (-) Land $3,920 Building $21,730
2025	$1,089.00 (+1.21%)	$25,650 (-) Land $3,920 Building $21,730
2023	$1,076.00	$25,650 Land $3,920 Building $21,730
1990			$25,650 Land $3,920 Building $21,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Upward Broadband Fixed Wireless	100 / 40