3239 Gem Bridge Rd, Needmore, PA 17238 Property Records

Fulton County property record for 3239 Gem Bridge Rd, Needmore, PA 17238

Property Summary

Property Type	Single Family Home
Details	1,283 sqft · built 1955
Lot Size	3.84 acres (167,270 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Sep 2019)
Tax Bill	$1,951 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-10-007.-000`

Property Details

APN / Parcel Number

Primary APN	`09-10-007.-000`

Interior

Building Area	1,283 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	167,270 sqft (3.84 acres)

Location & Zoning

Street Address	3239 GEM BRIDGE RD
City	NEEDMORE
State	PA
Zip	17238-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FULTON PA
Township / Civil Division	THOMPSON
Census Block Group	4
Census Block	4026
Census Tract	960300

Owner

Source: Fulton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3239 GEM BRIDGE RD, NEEDMORE, PA 17238-9268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 9, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ORRSTOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Nov 21, 2003
Deed Document Number	20191186
Deed Book / Page	644 / 543
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON PA
Property Address	3239 GEM BRIDGE RD, NEEDMORE, PA 17238-9268
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000689/142
Date	Jul 12, 2022
Book Page	689/142
Instrument	2022-001152

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON PA
Property Address	3239 GEM BRIDGE RD, NEEDMORE, PA 17238-9268
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	675/1370
Date	Sep 20, 2021
Book Page	675/1370
Instrument	2021-001730

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 1, 2041

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FULTON PA
Recording Date	Sep 9, 2019
Property Address	3239 GEM BRIDGE RD, NEEDMORE, PA 17238-9268
Document Number	000644/543
Book / Page	644 / 543
Instrument Date	Sep 9, 2019
Instrument	2019-001186
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3239 GEM BRIDGE RD, NEEDMORE, PA 17238-9268

Mortgage

Document Number	2019001187
Date	Sep 9, 2019
Instrument	2019-001187

Lender

Name	ORRSTOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fulton County
County Subdivision	Thompson Township
Unified School District	Southern Fulton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,951.00 (+3.78%)	$44,280 (-) Land $9,370 Building $34,910
2025	$1,880.00 (+1.24%)	$44,280 (-) Land $9,370 Building $34,910
2023	$1,857.00	$44,280 Land $9,370 Building $34,910
1990			$44,280 Land $9,370 Building $34,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Upward Broadband Fixed Wireless	100 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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