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3271 Villa Way Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3271 Villa Way Cir, Saint Cloud, FL 34769

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,041 sqft · built 1996
Lot Size0.032 acres (1,437 sqft)
OwnerIndividual Name on File
Last Sale$244,000 (Mar 2023)
Tax Bill$2,520 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN85308

Property Details

APN / Parcel Number

Primary APN85308
Alternative APN
  • 162630057400010050

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,041 sqft Heated Area
Gross Area1,302 sqft
1st Floor Area1,041 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,437 sqft (0.032 acres)
Lot Dimensions45 ft deep x 32 ft wide
PorchOpen Porch
Porch Area205 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85308
Street Address3271 VILLA WAY CIR
CitySAINT CLOUD
StateFL
Zip34769-6515
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSR3
Legal DescriptionCANOE CREEK VILLAS PB 8 PG 26 LOT 5
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK VILLAS
Legal Tract574
Legal Block1
Legal Lot Number5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3020
Census Tract43208

Owner

3271 Villa Way Cir, a townhouse, is owned and occupied by an individual who bought it in March 2023.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3271 VILLA WAY CIR, SAINT CLOUD, FL 34769-6515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 14, 2019Quit Claim Deed, Transfer
CELEBRATION TITLE GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2023 · Amount on File
Deed SaleMar 23, 2023 · Amount on File
Prior SaleFeb 26, 1996 · Amount on File
Deed Document Number2023033423
Deed Book / Page6375 / 1515
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 23, 2023
Property Address3271 VILLA WAY CIR, SAINT CLOUD, FL 34769-6515
Document Number0063751515
Book / Page6375 / 1515
Map ReferenceMB 8 PG 26
Instrument DateMar 22, 2023
Instrument2023033423
Transaction TypeTransfer
Record UpdatedApr 12, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,708.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 CLEEVE HILL GARDENS, SHEFFIELD XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address3271 VILLA WAY CIR, SAINT CLOUD, FL 34769-6515

Mortgage

Document Number0063751517
DateMar 23, 2023
Instrument6375/1517
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 14, 2019
Property Address3271 VILLA WAY CIR, SAINT CLOUD, FL 34769-6515
Document Number0055410793
Book / Page005541 / 000793
Instrument DateMay 24, 2019
Instrument77016
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CLEEVE HILL GDN(S)

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,520.00 (-0.32%) Homeowner's exemption Disabled Person's exemption Widower's exemption$193,700 (-3.44%) Land $30,000 Building $163,700$193,700 (-3.44%) Land $30,000 Building $163,700
2023$2,528.00 (+15.28%)$200,600 (+23.22%) Land $14,900 Building $185,700$200,600 (+23.22%) Land $14,900 Building $185,700
2022$2,193.00$162,800 Land $14,900 Building $147,900$162,800 Land $14,900 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3271 Villa Way Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3271 Villa Way Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Xfinity.

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