3265 Villa Way Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3265 Villa Way Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,041 sqft · built 1996
Lot Size	0.032 acres (1,437 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`85311`

Property Details

APN / Parcel Number

Primary APN	`85311`
Alternative APN	`162630057400010080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,041 sqft Heated Area
Gross Area	1,302 sqft
1st Floor Area	1,041 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,437 sqft (0.032 acres)
Lot Dimensions	45 ft deep x 32 ft wide
Porch	Open Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	85311
Street Address	3265 VILLA WAY CIR
City	SAINT CLOUD
State	FL
Zip	34769-6515
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SR3
Legal Description	CANOE CREEK VILLAS PB 8 PG 26 LOT 8
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK VILLAS
Legal Tract	574
Legal Block	1
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43208

Owner

3265 Villa Way Cir, a townhouse, is owned by two individuals who acquired it in January 2020.

Source: Osceola County records, as of December 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1059 UNIVERSAL REST PL, KISSIMMEE, FL 34744-5131
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020
Deed Sale	Jan 29, 2020
Prior Sale	Oct 23, 2018 · Amount on File
Deed Document Number	2019003285
Deed Book / Page	5460 / 2049
Prior Transfer Date	Jan 9, 2019
Prior Transfer Doc	2019003285
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 9, 2019
Property Address	3265 VILLA WAY CIR, SAINT CLOUD, FL 34769-6515
Document Number	0054602049
Book / Page	5460 / 2049
Map Reference	MB 8 PG 26
Instrument Date	Jan 3, 2019
Instrument	2019003285
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2212 E WILLIAMS FIELD RD # 11225, 2212, GILBERT, AZ 85295-0771

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1059 UNIVERSAL REST PL, KISSIMMEE, FL 34744-5131

Mortgage

Document Number	2019003286
Date	Jan 9, 2019
Instrument	2019003286

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 23, 2018
Property Address	3265 VILLA WAY CIR, SAINT CLOUD, FL 34769-6515
Document Number	0054211595
Book / Page	005421 / 001595
Instrument Date	Oct 22, 2018
Instrument	158228
Transaction Type	Transfer
Record Updated	Nov 2, 2018

Transaction

Amount	Amount on Record
Tax	$928.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2212 E WILLIAMS FIELD ROAD 11 #2 GILBERT AZ 85295, 2, GILBERT, AZ 85295
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3265 Villa Way Cir was $3,137.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,137.00	$193,700 Land $30,000 Building $163,700	$193,700 Land $30,000 Building $163,700
2023	$2,836.00 (+14.72%)	$200,600 (+23.22%) Land $14,900 Building $185,700	$200,600 (+23.22%) Land $14,900 Building $185,700
2022	$2,472.00	$162,800 Land $14,900 Building $147,900	$162,800 Land $14,900 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3265 Villa Way Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3265 Villa Way Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Nearby Properties on Villa Way Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures