3271 Co Rd 482, Holts Summit, MO 65043 Property Records

Callaway County property record for 3271 Co Rd 482, Holts Summit, MO 65043

Property Summary

Property TypeRural Home
Details4 ba · 3,437 sqft · built 2018
Lot Size6.05 acres (263,974 sqft)
Owner2 Individual Names on Record
Tax Bill$3,890 (2025)
Deeds & MortgagesFeb 2021 Refinance
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN24-08.0-28.0-00-000-009.000

Property Details

APN / Parcel Number

Primary APN24-08.0-28.0-00-000-009.000
Alternative APN
  • 2408028000000000000

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area3,437 sqft Living Area
1st Floor Area2,717 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Construction TypeFrame
Lot Area263,974 sqft (6.05 acres)
Garage TypeAttached
Garage Area2,506 sqft
Parking Spaces9 Parking Spaces
PorchOpen Porch
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Account Number2408028000000009000
Street Address3271 COUNTY ROAD 482
CityHOLTS SUMMIT
StateMO
Zip65043-1231
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionTRACT 1 S6/582 PT SE1/4 NW 1/4
Legal Tract1
JurisdictionCALLAWAY MO
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1057
Census Tract70701

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3261 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MID AMERICA BANK
Jul 16, 2018Deed of Trust, Mortgage
MID AMERICA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2017
Deed SaleMar 20, 2017
Deed Document Number0000464528
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address3271 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number246/2
DateFeb 1, 2021
Book Page246/2
Instrument202100848
Lender
NameMID AMERICA BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address3271 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000240/0000000910
DateJul 16, 2018
Book Page0000000240/0000000910
Instrument201804536
Lender
NameMID AMERICA BANK
TypeBank
Agreement
AmountAmount Recorded
Term354 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCallaway County
Unified School DistrictNew Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,890.00 (-2.46%)$63,981 (-)$336,740 (-)
2024$3,988.00 (+0.08%)$63,981 (-)$336,740 (-)
2023$3,985.00 (+0.71%)$63,981 (+0.75%)$336,740 (+0.75%)
2022$3,957.00$63,506 Land $2,879 Building $60,627
2021$334,240 Land $15,150 Building $319,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 45% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAWAY COUNTY PWSD 1
serves 9,840 people · EPA ID MO3024084
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Callabyte
Fiber
1,000 / 1,000
Kingdom Networks
Fiber
1,000 / 1,000
FireServe
Fixed Wireless · not low latency
100 / 50

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