Callaway County property record for 3261 Co Rd 482, Holts Summit, MO 65043
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,842 sqft · built 2022 |
| Lot Size | 5.67 acres (246,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,438 (Nov 2022) |
| Tax Bill | $2,276 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Sep 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-08.0-28.0-00-000-009.001 |
| Primary APN | 24-08.0-28.0-00-000-009.001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Lot Area | 246,985 sqft (5.67 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2408028000000009001 |
|---|---|
| Street Address | 3261 COUNTY ROAD 482 |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 2 S6/582 |
| Legal Range | 10W |
| Legal Township | 45N |
| Legal Section | 28 |
| Legal Tract | 2 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 70701 |
Source: Callaway County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3261 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK |
| Sep 27, 2017 | Deed of Trust, Mortgage MID AMERICA BANK |
| Mar 21, 2017 | Deed of Trust, Mortgage · Construction Mortgage MID AMERICA BANK |
| Sep 27, 2017 | Warranty Deed, Transfer |
| Mar 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2017 · Amount on Record |
| Deed Document Number | 20227326 |
| Deed Book / Page | 504 / 68 |
| Prior Transfer Date | Sep 18, 2017 |
| Prior Transfer Doc | M0468/0397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3261 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000497/25 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 497/25 |
| Instrument | 202200025 |
| Name | MID AMERICA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3261 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000239/0000000687 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 0000000239/0000000687 |
| Instrument | 201706841 |
| Name | MID AMERICA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 340 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3261 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | D0238/0753 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | D0238/0753 |
| Instrument | 201701601 |
| Name | MID AMERICA BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 20, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Sep 27, 2017 |
| Property Address | 3261 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231 |
| Document Number | M0468/0397 |
| Book / Page | M0468 / 0397 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 201706840 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3261 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Mar 21, 2017 |
| Property Address | 3261 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231 |
| Document Number | 464/528 |
| Book / Page | 464 / 528 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 201701600 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3261 COUNTY ROAD 482, HOLTS SUMMIT, MO 65043-1231 |
| Investor | Possibly a Property Investor |
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | New Bloomfield R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (-2.44%) | $37,436 (-) | $197,030 (-) |
| 2024 | $2,333.00 (+0.04%) | $37,436 (-) | $197,030 (-) |
| 2023 | $2,332.00 (+250.15%) | $37,436 (+250.1%) | $197,030 (+250.09%) |
| 2022 | $666.00 | $10,693 Land $2,694 Building $7,999 | |
| 2021 | $56,280 Land $14,180 Building $42,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Kingdom Networks Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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