3270 River Summit Trl, Duluth, GA 30097 Property Records

Gwinnett County property record for 3270 River Summit Trl, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,608 sqft · built 1992
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (May 2025)
Tax Bill	$4,625 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-204-045`

Property Details

APN / Parcel Number

Primary APN	`7-204-045`
Alternative APNs	`R7204-045` `1832560`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area
Gross Area	4,222 sqft
1st Floor Area	1,134 sqft
Attic	Attic
Attic Area	192 sqft
Basement Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	10,018 sqft (0.23 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3270 RIVER SUMMIT TRL
City	DULUTH
State	GA
Zip	30097-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L8 BK SUMMIT AT RIVERBROOKE #1
Legal Subdivision	SUMMIT AT RIVERBROOKE
Legal Block	K
Legal Lot Number	8
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3011
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3270 RIVER SUMMIT TRL, DULUTH, GA 30097-2266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS
Sep 27, 2019	Deed of Trust, Mortgage · FHA Mortgage MILEND
Feb 13, 2018	Deed of Trust, Mortgage · FHA Mortgage MILEND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Mar 2, 1998 · Amount on Record
Deed Book / Page	61866 / 499
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3270 RIVER SUMMIT TRL, DULUTH, GA 30097-2266
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 RIVER SUMMIT TRL, DULUTH, GA 30097-2266

Mortgage

Document Number	0590770000000409
Date	Aug 17, 2021
Book Page	0000059077/0000000409

Lender

Name	CALIBER HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3270 RIVER SUMMIT TRL, DULUTH, GA 30097-2266
Document Number	0569930252
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3270 RIVER SUMMIT TRL DULUTH GA 300972266, DULUTH, GA 30097-2266

Mortgage

Document Number	0569930252
Date	Oct 30, 2019
Book Page	056993/000252

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3270 RIVER SUMMIT TRL, DULUTH, GA 30097-2266
Document Number	0557410515
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3270 RIVER SUMMIT TRL DULUTH GA 300972266, DULUTH, GA 30097-2266

Mortgage

Document Number	0557410515
Date	Mar 6, 2018
Book Page	055741/000515

Lender

Name	MILEND
Address	ATLANTA, GA 30350

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,625.00 (+17.71%)	$208,160 (+9.84%) Land $34,000 Building $174,160	$520,400 (+9.84%) Land $85,000 Building $435,400
2023	$3,929.00	$189,520 Land $38,000 Building $151,520
2022			$473,800 Land $95,000 Building $378,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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