3260 River Summit Trl, Duluth, GA 30097 Property Records

Gwinnett County property record for 3260 River Summit Trl, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,870 sqft · built 1992
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$182,800 (Aug 2006)
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-204-044`

Property Details

APN / Parcel Number

Primary APN	`7-204-044`
Alternative APNs	`R7204-044` `1832543`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	10,454 sqft (0.24 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	124 sqft
Deck Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3260 RIVER SUMMIT TRL
City	DULUTH
State	GA
Zip	30097-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L9 BK SUMMIT AT RIVERBROOKE #1
Legal Subdivision	SUMMIT AT RIVERBROOKE
Legal Block	K
Legal Lot Number	9
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3011
Census Tract	50235

Owner

3260 River Summit Trl is owned and occupied by two individuals who bought it in August 2006.

Source: Gwinnett County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3260 RIVER SUMMIT TRL, DULUTH, GA 30097-2266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMORY ALLIANCE CU
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2006 · Amount on File
Deed Sale	Aug 31, 2006 · Amount on File
Prior Sale	Jun 15, 1995 · Amount on File
Deed Book / Page	46962 / 477
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3260 RIVER SUMMIT TRL, DULUTH, GA 30097-2266
Document Number	0581710444
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3260 RIVER SUMMIT TRL DULUTH GA 300972266, DULUTH, GA 30097-2266

Mortgage

Document Number	0581710444
Date	Dec 17, 2020
Book Page	058171/000444

Lender

Name	EMORY ALLIANCE CU
Type	Credit Union
Address	DECATUR, GA 30030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 16, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3260 RIVER SUMMIT TRL, DULUTH, GA 30097-2266
Document Number	0560890044
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3260 RIVER SUMMIT TRL DULUTH GA 300972266, DULUTH, GA 30097-2266

Mortgage

Document Number	0560890044
Date	Aug 22, 2018
Book Page	056089/000044

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 21, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3260 River Summit Trl was $3,865.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,865.00	$164,520 Land $34,000 Building $130,520	$411,300 Land $85,000 Building $326,300
2023	$3,222.00	$149,560 Land $38,000 Building $111,560
2022			$373,900 Land $95,000 Building $278,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3260 River Summit Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3260 River Summit Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on River Summit Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures