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3270 McDowell St, Ferndale, MI 48220 Property Records

Oakland County property record for 3270 McDowell St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,169 sqft · built 1923
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Nov 2017)
Tax Bill$5,859 (2025)
Deeds & MortgagesJul 2019 Transfer
Nov 2017 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-25-26-102-012

Property Details

APN / Parcel Number

Primary APN24-25-26-102-012

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,169 sqft Living Area
1st Floor Area1,170 sqft
Basement Area1,170 sqft
Unfinished Basement1,170 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage Area317 sqft
Parking Spaces1 Parking Space
Deck Area75 sqft
Patio Area75 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3270 MCDOWELL ST
CityFERNDALE
StateMI
Zip48220-1141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 26 BERMORE SUB LOT 51
Legal Range11E
Legal Township01N
Legal Section26
Legal SubdivisionBERMORE SUB
Legal Lot Number51
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group4
Census Block4006
Census Tract173000

Owner

3270 McDowell St is owned and occupied by an individual who acquired it in April 2021.

Source: Oakland County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3270 MCDOWELL ST, FERNDALE, MI 48220-1141
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 3, 2017Warranty Deed, Transfer
Nov 1, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE
Oct 27, 2017Warranty Deed, Transfer · Line of Credit
TALMER BANK AND TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2017 · Amount on File
Deed SaleNov 3, 2017 · Amount on File
Prior SaleNov 1, 2017 · Amount on File
Deed Document Number2017204270
Deed Book / Page51253 / 263
Last Transfer DateApr 16, 2021
Transfer Doc0000110546
Record UpdatedSep 20, 2026

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJul 11, 2019
Property Address3270 MCDOWELL ST, FERNDALE, MI 48220-1141
Document Number0000110561
Book / Page053015 / 000256
Instrument DateJun 26, 2019
Instrument110561
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29840 KENLOCH DR FARMINGTON HILLS MI 483311920, FARMINGTON HILLS, MI 48331-1920

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 3, 2017
Property Address3270 MCDOWELL ST, FERNDALE, MI 48220-1141
Document Number0000204270
Book / Page051253 / 000263
Instrument DateOct 23, 2017
Instrument204270
Transaction TypeTransfer
Record UpdatedNov 28, 2017

Transaction

AmountAmount on Record
Tax$1,204.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29840 KENLOCH DR FARMINGTON HILLS MI 483311920, FARMINGTON HILLS, MI 48331-1920

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 1, 2017
Property Address3270 MCDOWELL ST, FERNDALE, MI 48220-1141
Document Number0000202661
Book / Page051243 / 000158
Instrument DateOct 16, 2017
Instrument202661
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$292.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3270 MCDOWELL ST FERNDALE MI 482201141, FERNDALE, MI 48220-1141

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 27, 2017
Property Address3270 MCDOWELL ST, FERNDALE, MI 48220-1141
Document Number0000199688
Book / Page51225 / 00609
Map ReferenceLB 30 PG 15
Instrument DateJul 19, 2016
Instrument199688
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$292.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2102, ROYAL OAK, MI 48068-2102

Transferred To (Grantee/Buyer)

NameVerified Name
Address3270 MCDOWELL ST, FERNDALE, MI 48220-1141

Mortgage

Document Number0000199689
DateOct 27, 2017
Instrument199689
Lender
NameTALMER BANK AND TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term45 Months
DueJul 25, 2021
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3270 McDowell St was $5,859 with a homeowner's exemption, down 1.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,859.00 (-1.65%) Homeowner's exemption$109,930$219,860
2024$5,957.00
2023$98,010$196,020
2021$5,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3270 McDowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3270 McDowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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