Oakland County property record for 3260 McDowell St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,001 sqft · built 1948 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,000 (Jun 2001) |
| Tax Bill | $2,211 (2025) |
| Deeds & Mortgages | Dec 2018 Transfer Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-26-102-013 |
| Primary APN | 24-25-26-102-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,001 sqft Living Area |
| 1st Floor Area | 675 sqft |
| Basement Area | 675 sqft |
| Unfinished Basement | 675 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3260 MCDOWELL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 26 BERMORE SUB LOT 52 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | BERMORE SUB |
| Legal Lot Number | 52 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 173000 |
3260 McDowell St is owned by two individuals who acquired it in December 2018.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13312 LUDLOW AVE, HUNTINGTON WOODS, MI 48070-1414 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 3, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage GREENLIGHT LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2001 · Amount on File |
| Deed Sale | Jun 28, 2001 · Amount on File |
| Prior Sale | Aug 11, 1999 · Amount on File |
| Last Transfer Date | Dec 3, 2018 |
| Transfer Doc | 0000200767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 13, 2018 |
| Property Address | 3260 MCDOWELL ST, FERNDALE, MI 48220-1141 |
| Document Number | 0000200767 |
| Book / Page | 052435 / 000552 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 200767 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13312 LUDLOW AVE HUNTINGTON WOODS MI 480701414, HUNTINGTON WOODS, MI 48070-1414 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 3, 2017 |
| Property Address | 3260 MCDOWELL ST, FERNDALE, MI 48220-1141 |
| Document Number | 0000041335 |
| Book / Page | 050441 / 000414 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 41335 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3260 MCDOWELL ST FERNDALE MI 482201141, FERNDALE, MI 48220-1141 |
| Document Number | 41336 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 050441/000415 |
| Instrument | 41336 |
| Name | GREENLIGHT LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2047 |
The 2025 property tax bill for 3260 McDowell St was $2,211, down 0.2% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,211.00 (-0.23%) | $91,500 | $183,000 |
| 2024 | $2,216.00 | ||
| 2023 | $78,840 | $157,680 | |
| 2021 | $2,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3260 McDowell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3260 McDowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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