St. Charles County property record for 327 Wabash Woods Way, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,660 sqft · built 2009 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,900 (Jul 2020) |
| Tax Bill | $5,092 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T090300136 |
| Primary APN | T090300136 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,660 sqft Living Area |
| Gross Area | 4,192 sqft |
| 1st Floor Area | 2,560 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 132 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 53 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T090300136 |
|---|---|
| Street Address | 327 WABASH WOODS WAY |
| City | O FALLON |
| State | MO |
| Zip | 63366-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WABASH WOODS #2 LOT 89 |
| Legal Subdivision | WABASH WOODS #2 |
| Legal Lot Number | 89 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 311602 |
327 Wabash Woods Way is owned and occupied by two individuals who bought it in July 2020.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 327 WABASH WOODS WAY, O FALLON, MO 63366-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Jul 17, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on File |
| Deed Sale | Jul 17, 2020 · Amount on File |
| Prior Sale | Jul 17, 2020 · Amount on File |
| Deed Document Number | 2020499740 |
| Deed Book / Page | 7347 / 957 |
| Prior Transfer Date | Mar 26, 2013 |
| Prior Transfer Doc | 0059891648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 327 WABASH WOODS WAY, O FALLON, MO 63366-2609 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 327 WABASH WOODS WAY, O FALLON, MO 63366-2609 |
| Document Number | 2021R035890 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R-035890 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 17, 2020 |
| Property Address | 327 WABASH WOODS WAY, O FALLON, MO 63366-2609 |
| Document Number | 0073470957 |
| Book / Page | 007347 / 000957 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 499740 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2020 |
| Title Company | US TITLE-DES PERES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 327 WABASH WOODS WAY O FALLON MO 633662609, O FALLON, MO 63366-2609 |
| Document Number | 73470959 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 007347/000959 |
| Instrument | 499750 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2050 |
The 2025 property tax bill for 327 Wabash Woods Way was $5,092, up 5.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,443 (-) | $418,119 (-) Land $70,001 Building $348,118 | |
| 2025 | $5,092.00 (+5.84%) | $79,443 | $418,119 Land $70,001 Building $348,118 |
| 2024 | $4,811.00 | ||
| 2023 | $72,880 | ||
| 2022 | $383,581 Land $50,001 Building $333,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 327 Wabash Woods Way in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1981–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 327 Wabash Woods Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.
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