327 Wabash Woods Way, O Fallon, MO 63366 Property Records

St. Charles County property record for 327 Wabash Woods Way, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,660 sqft · built 2009
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$284,900 (Jul 2020)
Tax Bill$5,092 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT090300136

Property Details

APN / Parcel Number

Primary APNT090300136
Alternative APN
  • 2-056B-A614-00-0089.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,660 sqft Living Area
Gross Area4,192 sqft
1st Floor Area2,560 sqft
Basement Area1,232 sqft
Finished Basement1,100 sqft
Unfinished Basement132 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area53 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT090300136
Street Address327 WABASH WOODS WAY
CityO FALLON
StateMO
Zip63366-2609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWABASH WOODS #2 LOT 89
Legal SubdivisionWABASH WOODS #2
Legal Lot Number89
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1046
Census Tract311602

Owner

327 Wabash Woods Way is owned and occupied by two individuals who bought it in July 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address327 WABASH WOODS WAY, O FALLON, MO 63366-2609
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC
Jul 17, 2020Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2020 · Amount on File
Deed SaleJul 17, 2020 · Amount on File
Prior SaleJul 17, 2020 · Amount on File
Deed Document Number2020499740
Deed Book / Page7347 / 957
Prior Transfer DateMar 26, 2013
Prior Transfer Doc0059891648
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address327 WABASH WOODS WAY, O FALLON, MO 63366-2609
Transaction TypeMortgage
Record UpdatedMay 10, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 WABASH WOODS WAY, O FALLON, MO 63366-2609

Mortgage

Document Number2021R035890
DateApr 23, 2021
Instrument2021R-035890
Lender
NameLOW VA RATES LLC
TypeNon-Lending Institution
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 17, 2020
Property Address327 WABASH WOODS WAY, O FALLON, MO 63366-2609
Document Number0073470957
Book / Page007347 / 000957
Instrument DateJul 2, 2020
Instrument499740
Transaction TypeTransfer
Record UpdatedSep 2, 2020
Title CompanyUS TITLE-DES PERES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address327 WABASH WOODS WAY O FALLON MO 633662609, O FALLON, MO 63366-2609

Mortgage

Document Number73470959
DateJul 17, 2020
Book Page007347/000959
Instrument499750
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 327 Wabash Woods Way was $5,092, up 5.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,443 (-)$418,119 (-) Land $70,001 Building $348,118
2025$5,092.00 (+5.84%)$79,443$418,119 Land $70,001 Building $348,118
2024$4,811.00
2023$72,880
2022$383,581 Land $50,001 Building $333,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 Wabash Woods Way in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1981–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Wabash Woods Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.

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