321 Wabash Woods Way, O Fallon, MO 63366 Property Records

St. Charles County property record for 321 Wabash Woods Way, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,890 sqft · built 2010
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$313,500 (Apr 2022)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T090300137`

Property Details

APN / Parcel Number

Primary APN	`T090300137`
Alternative APN	`2-056B-A614-00-0090.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	3,120 sqft
1st Floor Area	1,080 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T090300137
Street Address	321 WABASH WOODS WAY
City	O FALLON
State	MO
Zip	63366-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WABASH WOODS #2 LOT 90
Legal Subdivision	WABASH WOODS #2
Legal Lot Number	90
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1046
Census Tract	311602

Owner

321 Wabash Woods Way is owned and occupied by two individuals who bought it in April 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 WABASH WOODS WAY, O FALLON, MO 63366-2609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Dec 15, 2010 · Amount on File
Deed Document Number	202223541
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 25, 2022
Property Address	321 WABASH WOODS WAY, O FALLON, MO 63366-2609
Document Number	0000023541
Map Reference	MB 45 PG 376
Instrument Date	Apr 20, 2022
Instrument	2022R-023541
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 STRATHMOOR WAY, DARDENNE PRAIRIE, MO 63368-7227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WABASH WOODS WAY, O FALLON, MO 63366-2609

Mortgage

Document Number	0000023542
Date	Apr 25, 2022
Instrument	2022R-023542

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 321 Wabash Woods Way was $3,994.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,170 (-)	$327,210 (-) Land $70,001 Building $257,209
2025	$3,994.00	$62,170	$327,210 Land $70,001 Building $257,209
2023		$57,515
2022			$302,709 Land $50,001 Building $252,708

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Wabash Woods Way in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1981–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Wabash Woods Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.