327 S Main St, Franklin, OH 45005 Property Records

Warren County property record for 327 S Main St, Franklin, OH 45005

Property Summary

Property TypeCommercial
Details1,440 sqft · built 1901
Lot Size0.158 acres (6,912 sqft)
OwnerOwner Name on File
Last Sale$70,000 (Sep 2002)
Tax Bill$1,891 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04-32-386-013-0

Property Details

APN / Parcel Number

Primary APN04-32-386-013-0
Alternative APNs
  • 0432386013
  • 432386013
  • 2121166

Interior

Plumbing Fixtures12 Plumbing Fixtures
Stories3 Stories
Building Area1,440 sqft Total Area
1st Floor Area3,240 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Construction TypeMasonry / Concrete Block
Lot Area6,912 sqft (0.158 acres)
Lot Dimensions192 ft deep x 36 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number2121166
Old Parcel Number0432386013
Street Address327 S MAIN ST
CityFRANKLIN
StateOH
Zip45005-2227
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionOUT LOT LOT# 487
Legal SubdivisionOUT LOT
Legal Block386
Legal Lot Number487
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2032
Census Tract32501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Franklin Historic District
listed 2023 · 117 contributing resources · NRIS 100008886

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 327 S Main St bought it in September 2002.

Source: Warren County records, as of February 20, 2026

Owner of RecordOwner Name on File
Mailing Address327 S MAIN ST, FRANKLIN, OH 45005-2227
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2002 · Amount on File
Deed SaleSep 13, 2002 · Amount on File
Prior SaleJul 19, 1996 · Amount on File
Deed Document Number0002670273
Deed Book / Page2670 / 273
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address327 S MAIN ST, FRANKLIN, OH 45005-2227
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 S MAIN ST, FRANKLIN, OH 45005-2227

Mortgage

Document Number0000026229
DateAug 15, 2022
Instrument2022-026229
Lender
NameKEY BANK NA
TypeBank
AddressSPRINGBORO, OH 45066
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term180 Months
DueAug 5, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 327 S Main St was $1,891.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,891.00$31,252 Land $7,651 Building $23,601$89,290 Land $21,860 Building $67,430
2023$1,759.00 (+0.23%)$28,410 (-) Land $6,955 Building $21,455
2022$1,755.00$28,410 Land $6,955 Building $21,455$81,170 (-) Land $19,870 Building $61,300
2021$81,170 Land $19,870 Building $61,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 327 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN PUBLIC WATER SYSTEM
private · serves 11,690 people · EPA ID OH8300412
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on S Main St

Nearby Streets

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