Kenton County property record for 327 Riverside Dr, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,800 sqft · built 1859 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $550,000 (Jun 2011) |
| Tax Bill | $9,606 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Apr 2018 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 054-14-15-004.00 |
| Primary APN | 054-14-15-004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,800 sqft Finished Area |
| Year Built | Built 1859 |
|---|---|
| Effective Year Built | Effective 1859 |
| Exterior Material | Brick |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 327 RIVERSIDE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT OF COV LOT 8 |
| Legal Subdivision | ORIGINAL PLAT OF COV |
| Legal Lot Number | 8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 67000 |
Source: Kenton County records · APN 054-14-15-004.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 327 RIVERSIDE DR, COVINGTON, KY 41011-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 07, 2022 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Apr 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 15, 2017 | Loan Modification, Mortgage · Line of Credit NORTH SIDE BK |
| Feb 21, 2017 | Deed of Trust, Mortgage · Line of Credit NORTH SIDE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2011 · Amount on Record |
| Deed Sale | Jun 20, 2011 · Amount on Record |
| Deed Document Number | 201106 20 059 00127 |
| Deed Book / Page | 4587 / 288 |
| Last Transfer Date | Apr 09, 2018 |
| Transfer Doc | 0005900164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 327 RIVERSIDE DR, COVINGTON, KY 41011-1727 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 327 RIVERSIDE DR, COVINGTON, KY 41011-1727 |
| Document Number | 0005900002 |
|---|---|
| Date | Jan 07, 2022 |
| Book Page | 323/639 |
| Instrument | 22010705900002 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 10, 2018 |
| Property Address | 327 RIVERSIDE DR, COVINGTON, KY 41011-1727 |
| Document Number | 0000000164 |
| Book / Page | 0C6387 / 000196 |
| Instrument Date | Apr 09, 2018 |
| Instrument | 164 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 327 RIVERSIDE DR COVINGTON KY 410111727, COVINGTON, KY 41011-1727 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 327 RIVERSIDE DR, COVINGTON, KY 41011-1727 |
| Document Number | 0000000183 |
| Book / Page | 0C6276 / 000175 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2017 |
| Title Company | BUCKEYE LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 327 RIVERSIDE DR COVINGTON KY 410111727, COVINGTON, KY 41011-1727 |
| Document Number | 0000000183 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 0C6276/000175 |
| Instrument | 183 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 327 RIVERSIDE DR, COVINGTON, KY 41011-1727 |
| Document Number | 0000000057 |
| Book / Page | 0C6111 / 000148 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|---|
| Address | 327 RIVERSIDE DR COVINGTON KY 410111727, COVINGTON, KY 41011-1727 |
| Document Number | 0000000057 |
|---|---|
| Date | Mar 08, 2017 |
| Book Page | 0C6111/000148 |
| Instrument | 57 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 07, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,606.00 (-0.53%) | $725,000 (-) Land $175,000 Building $550,000 | $725,000 (-) Land $175,000 Building $550,000 |
| 2023 | $9,657.00 | $725,000 Land $175,000 Building $550,000 | $725,000 Land $175,000 Building $550,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170670004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 individual policies |
| Nearby Flood Policies | 104 units insured incl. 82 condo units |
| Nearby Flood Claims | 9 (1997–2025) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Riverside Drive Historic District listed 1971 · 30 contributing resources · NRIS 71000350 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 326 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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