320 Riverside Dr, Covington, KY 41011 Property Records

Kenton County property record for 320 Riverside Dr, Covington, KY 41011 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1890
Square Footage	3,738 sqft Finished Area
Lot Size	6,365 sqft (0.146 acres)
Occupancy	Owner Occupied
Last Sale	$1,794,800 (2020)
Tax Bill	$26,633.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`054-14-15-002.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,738 sqft Finished Area
Stories	2 Stories

Exterior

Year Built	Built 1890
Exterior Material	Brick Exterior
Foundation Type	Stone Foundation
Lot Area	6,365 sqft (0.146 acres)
Depth X Width	134 ft x 47.5 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	0541415002.00
Street Address	320 RIVERSIDE DR
City	COVINGTON
State	KY
Zip	41011-1728
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT OF COV LOT 11 47.5'X 134'
Legal Subdivision	ORIGINAL PLAT OF COV
Legal Lot Number	11
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	4
Census Block	4013
Census Tract	67000

Owner

Source: Kenton County records · APN 054-14-15-002.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 RIVERSIDE DR, COVINGTON, KY 41011-1728
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Deed Doc Number	0000056410
Deed Book / Page	56 / 410
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 18, 2020
Property Address	320 RIVERSIDE DR, COVINGTON, KY 41011-1728
Document Number	0000000250
Book / Page	000056 / 000410
Instrument Date	Oct 29, 2020
Instrument	250
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,795.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	320 RIVERSIDE DR COVINGTON KY 410111777, COVINGTON, KY 41011-1777

Mortgage

Document Number	251
Date	Nov 18, 2020
Book Page	00M128/000870
Instrument	251

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	1252 GOSHEN PIKE, BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,633.00 (-0.53%)	$2,010,100 (-) Land $300,000 Building $1,710,100	$2,010,100 (-) Land $300,000 Building $1,710,100
2023	$26,774.00	$2,010,100 Land $300,000 Building $1,710,100	$2,010,100 Land $300,000 Building $1,710,100

Flood & Wildfire

320 Riverside Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Riverside Drive Historic District listed 1971 · 30 contributing resources · NRIS 71000350

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.