327 River St, Winton, MN 55796 Property Records

St. Louis County property record for 327 River St, Winton, MN 55796

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 914 sqft · built 1924
Lot Size	0.172 acres (7,497 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (Jan 2019)
Tax Bill	$518 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`190-0010-00160`

Property Details

APN / Parcel Number

Primary APN	`190-0010-00160`
Alternative APNs	`1065751` `1138277` `1177702`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	914 sqft Gross Area
1st Floor Area	759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,497 sqft (0.172 acres)
Garage Area	280 sqft

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	150 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1177702
Street Address	327 RIVER ST
City	WINTON
State	MN
Zip	55796-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 16 AND 17 SERIAL #
Legal Subdivision	FALL LAKE
Legal Block	1
Legal Lot Number	16-17
Jurisdiction	ST LOUIS MN
Township / Civil Division	WINTON
Census Block Group	1
Census Block	1030
Census Tract	15401

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1219 E MADISON ST, ELY, MN 55731-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 31, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Sep 9, 2011 · Amount on Record
Deed Document Number	20191349303
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	0000979477
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	327 RIVER ST, WINTON, MN 55796-2208
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 RIVER ST, WINTON, MN 55796-2208

Mortgage

Document Number	0001464828
Date	Apr 13, 2023
Instrument	1464828

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 31, 2019
Property Address	327 RIVER ST, WINTON, MN 55796-2208
Document Number	0001349303
Instrument Date	Jan 28, 2019
Instrument	1349303
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9397 BIRCH LAKE RD ELY MN 557318315, ELY, MN 55731-8315

Mortgage

Document Number	1349304
Date	Jan 31, 2019
Instrument	1349304

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Winton City
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$518.00 (+10.21%) Homeowner's exemption
2025	$470.00 (-16.37%) Homeowner's exemption	$99,600 (+26.4%) Land $9,600 Building $90,000	$99,600 (+26.4%) Land $9,600 Building $90,000
2024	$562.00	$78,800 (+21.04%) Land $8,700 Building $70,100	$78,800 (+21.04%) Land $8,700 Building $70,100
2022		$65,100 Land $7,100 Building $58,000	$65,100 Land $7,100 Building $58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winton serves 173 people · EPA ID MN1690057
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	EFFINGHAM
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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