St. Louis County property record for 304 River St, Winton, MN 55796
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,716 sqft · built 1910 |
| Lot Size | 0.086 acres (3,749 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $58,000 (Sep 2017) |
| Tax Bill | $758 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-0010-01080 |
| Primary APN | 190-0010-01080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Gross Area |
| 1st Floor Area | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,749 sqft (0.086 acres) |
| Garage Area | 576 sqft |
| Deck Area | 72 sqft |
|---|---|
| Patio Area | 412 sqft |
| Cabin | 576 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1181193 |
|---|---|
| Street Address | 304 RIVER ST |
| City | WINTON |
| State | MN |
| Zip | 55796-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0012 BLOCK:006 SERIAL # |
| Legal Subdivision | FALL LAKE |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WINTON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 15401 |
Source: St. Louis County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 RIVER ST, WINTON, MN 55796-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NORTHRIDGE COMMUNITY CU |
| Sep 11, 2017 | Warranty Deed, Transfer · Line of Credit FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2017 · Amount on Record |
| Deed Sale | Sep 11, 2017 · Amount on Record |
| Prior Sale | Nov 15, 2007 |
| Deed Document Number | 20171317210 |
| Last Transfer Date | Apr 7, 2025 |
| Transfer Doc | 0001508218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 304 RIVER ST, WINTON, MN 55796-2208 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 304 RIVER ST, WINTON, MN 55796-2208 |
| Document Number | 0001518065 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 1518065 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 11, 2017 |
| Property Address | 304 RIVER ST, WINTON, MN 55796-2208 |
| Document Number | 00A1317210 |
| Instrument Date | Aug 28, 2017 |
| Instrument | A1317210 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2017 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 17 N YUKON DR ELY MN 557311019, ELY, MN 55731-1019 |
| Document Number | A1317211 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | A1317211 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | TOWER, MN 55790 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Winton City |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $758.00 (+19.94%) Homeowner's exemption | ||
| 2025 | $632.00 (-18.97%) Homeowner's exemption | $116,400 (+24.36%) Land $5,100 Building $111,300 | $116,400 (+24.36%) Land $5,100 Building $111,300 |
| 2024 | $780.00 | $93,600 (+20.77%) Land $4,700 Building $88,900 | $93,600 (+20.77%) Land $4,700 Building $88,900 |
| 2022 | $77,500 Land $3,800 Building $73,700 | $77,500 Land $3,800 Building $73,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 83% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winton serves 173 people · EPA ID MN1690057 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | EFFINGHAM |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Treehouse Broadband Fixed Wireless | 1,000 / 1,000 |
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