Otsego County and Worcester Town property record for 327 Main St, Worcester, NY 12197
| Property Type | Rural Home |
|---|---|
| Lot Size | 12.8 acres (561,488 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,270 (May 2023) |
| Tax Bill | $4,683 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 199.00-1-47.00 |
| Primary APN | 366600 199.00-1-47.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 561,488 sqft (12.8 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 480431002 |
|---|---|
| Street Address | 327 MAIN ST |
| City | WORCESTER |
| State | NY |
| Zip | 12197-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 590702 |
Source: Otsego County and Worcester Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 327 MAIN ST, WORCESTER, NY 12197-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 14, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on Record |
| Deed Sale | May 9, 2023 · Amount on Record |
| Prior Sale | Jul 14, 2017 · Amount on Record |
| Deed Document Number | 20231738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 9, 2023 |
| Property Address | 327 MAIN ST, WORCESTER, NY 12197-1934 |
| Document Number | 0000000738 |
| Instrument Date | May 1, 2023 |
| Instrument | 2023-1738 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E ROANOKE ST, RICHMOND, VA 23224-1347 |
| Document Number | 0000000739 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023-1739 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 14, 2017 |
| Property Address | 327 MAIN ST, WORCESTER, NY 12197-1934 |
| Document Number | 0000003268 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 3268 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 327 MAIN ST WORCESTER NY 121971934, WORCESTER, NY 12197-1934 |
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,683.00 | $75,323 (-) Land $20,023 Building $55,300 | $183,268 (+11.92%) Land $48,718 Building $134,550 |
| 2023 | $75,323 Land $20,023 Building $55,300 | $163,746 Land $43,528 Building $120,218 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2015 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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