317 Main St, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 317 Main St, Worcester, NY 12197

Property Summary

Property TypeSingle Family Home
Lot Size1.67 acres (72,745 sqft)
Owner2 Individual Names on File
Tax Bill$3,237 (2026)
Flood ZoneZone X (minimal risk)
APN366600 199.19-1-9.00

Property Details

APN / Parcel Number

Primary APN366600 199.19-1-9.00
Alternative APNs
  • 660019901900010090000000
  • 480635102

Exterior

Lot Area72,745 sqft (1.67 acres)

Location & Zoning

Account Number480635102
Street Address317 MAIN ST
CityWORCESTER
StateNY
Zip12197-1936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRHD
Legal Block1
Legal Lot Number9.000
JurisdictionOTSEGO NY
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1045
Census Tract590702

Owner

317 Main St is owned and occupied by two individuals.

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address317 MAIN ST, WORCESTER, NY 12197-1936
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 317 Main St was $3,237 with exemptions applied, up 3.1% from the year before.

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionWorcester Town
Unified School DistrictWorcester Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,237.00 (+3.09%) Homeowner's exemption Senior Citizen's exemption
2025$3,140.00$54,300 Land $21,200 Building $33,100$132,117 Land $51,582 Building $80,535
2023$54,300 Land $21,200 Building $33,100$118,043 Land $46,087 Building $71,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER WD #2 - WORCESTER
serves 656 people · EPA ID NY3800160
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2015
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Nearby Properties on Main St

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