327 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 327 E Prospect St, Girard, OH 44420

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,664 sqft · built 1913
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual on Record
Last Sale$73,000 (Sep 2011)
Tax Bill$1,285 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN14-239950

Property Details

APN / Parcel Number

Primary APN14-239950

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,664 sqft Living Area
1st Floor Area1,348 sqft
Upper Floors Area660 sqft
AtticAttic
Attic Area330 sqft
Basement Area660 sqft
Unfinished Basement660 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions141 ft deep x 50 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area256 sqft
Patio Area256 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address327 E PROSPECT ST
CityGIRARD
StateOH
Zip44420-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description58 50F GD VU EX PROSPECT ST
Legal SubdivisionGIRARD IMPROVEMENT CO ADD
Legal Lot Number58
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1004
Census Tract932200

Owner

Source: Trumbull County assessment roll, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address327 E PROSPECT ST, GIRARD, OH 44420-2634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2011 · Amount on Record
Deed SaleSep 23, 2011 · Amount on Record
Prior SaleAug 10, 2007
Deed Document Number201118305
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address327 E PROSPECT ST, GIRARD, OH 44420-2634
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 E PROSPECT ST, GIRARD, OH 44420-2634

Mortgage

Document Number0000013339
DateJun 15, 2021
Instrument202106150013339
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term244 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
MunicipalityGirard City
Unified School DistrictGirard City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,285.00$30,630 (-) Land $3,120 Building $27,510
2024$1,285.00 (-1.98%)$30,630 (-) Land $3,120 Building $27,510
2023$1,311.00 (+10.82%)$30,630 (+39.1%) Land $3,120 Building $27,510$87,500 (+39.11%) Land $8,900 Building $78,600
2022$1,183.00$22,020 Land $3,120 Building $18,900
2020$62,900 Land $8,900 Building $54,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD CITY
serves 13,263 people · EPA ID OH7801103
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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