320 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 320 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,278 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,200 (Oct 2009)
Tax Bill	$1,163 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-096450`

Property Details

APN / Parcel Number

Primary APN	`14-096450`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,278 sqft Living Area
1st Floor Area	1,308 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	115 ft deep x 46 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	320 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48 46X115F GD VU EX PROSPECT ST
Legal Subdivision	GRANDVIEW EXTENSION
Legal Lot Number	48
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2031
Census Tract	932300

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 E PROSPECT ST, GIRARD, OH 44420-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2009 · Amount on Record
Deed Sale	Oct 8, 2009 · Amount on Record
Prior Sale	Jul 16, 1998 · Amount on Record
Deed Document Number	200919630
Last Transfer Date	May 24, 2021
Transfer Doc	0000012164
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRUMBULL OH
Recording Date	Jun 1, 2021
Property Address	320 E PROSPECT ST, GIRARD, OH 44420-2633
Document Number	0000012164
Map Reference	VOL 6 PG 67
Instrument Date	May 24, 2021
Instrument	202106010012164
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	PATRIOT TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	320 E PROSPECT ST, GIRARD, OH 44420-2633

Mortgage

Document Number	0000012165
Date	Jun 1, 2021
Instrument	202106010012165

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,163.00	$27,720 (-) Land $2,590 Building $25,130
2024	$1,163.00 (-1.94%)	$27,720 (-) Land $2,590 Building $25,130
2023	$1,186.00 (+24.84%)	$27,720 (+56.79%) Land $2,590 Building $25,130	$79,200 (+56.83%) Land $7,400 Building $71,800
2022	$950.00	$17,680 Land $2,590 Building $15,090
2020			$50,500 Land $7,400 Building $43,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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