327 E Kline St, Girard, OH 44420 Property Records

Trumbull County property record for 327 E Kline St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 1918
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Nov 2020)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-471300`

Property Details

APN / Parcel Number

Primary APN	`14-471300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	1,456 sqft
Upper Floors Area	728 sqft
Attic	Attic
Attic Area	364 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	149 ft deep x 50 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	327 E KLINE ST
City	GIRARD
State	OH
Zip	44420-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41 50F W & M 2 KLINE ST
Legal Subdivision	WILSON AND MORRIS ADDITION
Legal Lot Number	41
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1020
Census Tract	932200

Owner

327 E Kline St is owned and occupied by two individuals who bought it in November 2020.

Source: Trumbull County records, as of April 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 E KLINE ST, GIRARD, OH 44420-2625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU INC
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage SEVEN SEVENTEEN CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Jun 21, 2013 · Amount on File
Deed Document Number	202022917
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	327 E KLINE ST, GIRARD, OH 44420-2625
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019119
Date	Oct 21, 2025
Instrument	202510210019119

Lender

Name	SEVEN SEVENTEEN CU INC
Type	Credit Union
Address	3181 LARCHMONT AVE NE, WARREN, OH 44483

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Nov 17, 2020
Property Address	327 E KLINE ST, GIRARD, OH 44420-2625
Document Number	0000022917
Map Reference	VOL 7 PG 47
Instrument Date	Nov 17, 2020
Instrument	202011170022917
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	327 E KLINE ST, GIRARD, OH 44420-2625

Mortgage

Document Number	0000022918
Date	Nov 17, 2020
Instrument	202011170022918

Lender

Name	SEVEN SEVENTEEN CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 327 E Kline St was $1,546.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00	$36,860 (-) Land $3,610 Building $33,250
2024	$1,546.00 (+0.78%)	$36,860 (-) Land $3,610 Building $33,250
2023	$1,534.00 (-15.2%)	$36,860 (+6.47%) Land $3,610 Building $33,250	$105,300 Land $10,300 Building $95,000
2022	$1,809.00	$34,620 Land $3,610 Building $31,010
2020			$98,900 Land $10,300 Building $88,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 E Kline St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 327 E Kline St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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