322 E Kline St, Girard, OH 44420 Property Records

Trumbull County property record for 322 E Kline St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,808 sqft · built 1914
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$353 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-224650`

Property Details

APN / Parcel Number

Primary APN	`14-224650`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	1,600 sqft
Upper Floors Area	672 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	141 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	322 E KLINE ST
City	GIRARD
State	OH
Zip	44420-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	39 50F W & M 2 KLINE ST GIRARD CITY
Legal Subdivision	WILSON AND MORRIS SECTION ADDITION
Legal Lot Number	39
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1019
Census Tract	932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 E KLINE ST, GIRARD, OH 44420-2624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Intrafamily Transfer, Transfer
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Sep 16, 2025
Transfer Doc	0000017581
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRUMBULL OH
Recording Date	Sep 30, 2025
Property Address	322 E KLINE ST, GIRARD, OH 44420-2624
Document Number	0000017581
Map Reference	VOL 7 PG 47
Instrument Date	Sep 16, 2025
Instrument	202509300017581
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 E KLINE ST, GIRARD, OH 44420-2624

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	322 E KLINE ST, GIRARD, OH 44420-2624
Document Number	0000017615
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 E KLINE ST GIRARD OH 444202624, GIRARD, OH 44420-2624

Mortgage

Document Number	0000017615
Date	Sep 11, 2020
Instrument	17615

Lender

Name	SEVEN SEVENTEEN CU
Type	Credit Union
Address	WARREN, OH 44483

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	322 E KLINE ST, GIRARD, OH 44420-2624
Document Number	0000027510
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 E KLINE ST GIRARD OH 444202624, GIRARD, OH 44420-2624

Mortgage

Document Number	0000027510
Date	Oct 3, 2017
Instrument	27510

Lender

Name	SEVEN SEVENTEEN CU
Type	Credit Union
Address	WARREN, OH 44483

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 2, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$353.00 (-4.59%)	$28,950 (-) Land $3,500 Building $25,450
2024	$370.00 (-16.48%) Homeowner's exemption	$28,950 (-) Land $3,500 Building $25,450
2023	$443.00 (+165.27%) Homeowner's exemption	$28,950 (+39.92%) Land $3,500 Building $25,450	$82,700 (+39.93%) Land $10,000 Building $72,700
2022	$167.00 Homeowner's exemption	$20,690 Land $3,500 Building $17,190
2020			$59,100 Land $10,000 Building $49,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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