327 E Cape May Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 327 E Cape May Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1970
Lot Size	0.123 acres (5,376 sqft)
Owner	Individual Name on Record
Last Sale	$215,500 (May 2020)
Tax Bill	$5,641 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`22-00046-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`22-00046-0000-00004`
Alternative APNs	`2200046000002224` `220004600004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,376 sqft (0.123 acres)
Lot Dimensions	89 ft deep x 60 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2200046000002224
Street Address	327 E CAPE MAY AVE
City	OCEAN GATE
State	NJ
Zip	08740-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	60X89.6IRR
Legal Subdivision	SUPPLEMENTAL PLAN/OCEAN GATE
Legal Block	46
Legal Lot Number	4
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2005
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 86, OCEAN GATE, NJ 08740-0086
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	202050116
Deed Book / Page	17892 / 109
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 19, 2020
Property Address	327 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1322
Document Number	0178920109
Book / Page	17892 / 109
Instrument Date	Apr 24, 2020
Instrument	2020050116
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	STERLING TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,055.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 LONDONBERRY DR, 84, HOLMDEL, NJ 07733-3103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1322

Mortgage

Document Number	2020050117
Date	May 19, 2020
Instrument	2020050117

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,800 (-) Land $175,900 Building $133,900	$309,800 (-) Land $175,900 Building $133,900
2025	$5,641.00 (+10.76%)	$309,800 (+104.08%) Land $175,900 Building $133,900	$309,800 (+104.08%) Land $175,900 Building $133,900
2024	$5,093.00 (+20.66%)
2023		$151,800 Land $68,900 Building $82,900	$151,800 Land $68,900 Building $82,900
2022	$4,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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