Ocean County and Ocean Gate Borough property record for 318 E Cape May Ave, Ocean Gate, NJ 08740
| Property Type | Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 986 sqft · built 1952 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Company Name on Record |
| Last Sale | $355,000 (Oct 2024) |
| Tax Bill | $6,466 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 22-00045-0000-00002 |
| Primary APN | 22-00045-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| Gross Area | 1,972 sqft |
| 1st Floor Area | 986 sqft |
| Basement Area | 986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 2200045000000002 |
|---|---|
| Street Address | 318 E CAPE MAY AVE |
| City | OCEAN GATE |
| State | NJ |
| Zip | 08740-1322 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R |
| Legal Description | 60X100 |
| Legal Subdivision | OCEAN GATE SEC #1 |
| Legal Block | 45 |
| Legal Lot Number | 2.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN GATE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 729000 |
Source: Ocean County and Ocean Gate Borough records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 407 BAYVIEW AVE, BAYVILLE, NJ 08721-1518 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on Record |
| Deed Sale | Oct 22, 2024 · Amount on Record |
| Prior Sale | Jul 6, 1995 · Amount on Record |
| Deed Document Number | 202478116 |
| Deed Book / Page | 19825 / 32 |
| Prior Transfer Date | Feb 2, 1998 |
| Prior Transfer Doc | 0000011696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 10, 2026 |
| Property Address | 318 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1322 |
| Document Number | 0000055181 |
| Book / Page | 20432 / 1173 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202655181 |
| Record Updated | Jul 28, 2026 |
| Title Company | GOLDFINCH TITLE AGENCY LLC, GOLDFINCH TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,335.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1322 |
| Document Number | 0000055182, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202655182 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ocean Gate Borough |
| Secondary School District | Central Regional School District (07 - 12) |
| Elementary School District | Ocean Gate Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,000 (-52.13%) Land $170,000 | $170,000 (-52.13%) Land $170,000 | |
| 2025 | $6,466.00 (+10.78%) | $355,100 (+83.23%) Land $195,500 Building $159,600 | $355,100 (+83.23%) Land $195,500 Building $159,600 |
| 2024 | $5,837.00 (+8.31%) | ||
| 2023 | $193,800 Land $84,100 Building $109,700 | $193,800 Land $84,100 Building $109,700 | |
| 2022 | $5,389.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 81 (1984–2021) |
| Claims Outside the SFHA | 7 of 81 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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