327 Cove Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 327 Cove Rd, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,034 sqft · built 1962
Lot Size	0.276 acres (12,035 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jul 2021)
Tax Bill	$7,803 (2025)
Deeds & Mortgages	Jul 2021 Sale Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-749-11422000`

Property Details

APN / Parcel Number

Primary APN	`02-749-11422000`
Alternative APNs	`2-749-11422000` `74911422000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,034 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	1,686 sqft
Basement Area	1,348 sqft
Finished Basement	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,035 sqft (0.276 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	392 sqft
Patio Area	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74911422000
Street Address	327 COVE RD
City	RIVA
State	MD
Zip	21140-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	PT LT 198 LTS196 197 SCB W 327 COVE RD SYLVAN SHORES
Legal Subdivision	SYLVAN SHORES
Legal Block	2
Legal Lot Number	195
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	702300

Owner

327 Cove Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 COVE RD, RIVA, MD 21140-1225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Special Warranty Deed, Transfer CAPITOL TITLE GROUP
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 26, 2019	Correction Deed, Transfer ATTORNEY ONLY
May 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Mar 28, 2001
Deed Book / Page	37166 / 246
Prior Transfer Date	Nov 5, 2019
Prior Transfer Doc	0338920053
Record Updated	Oct 29, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 9, 2021
Property Address	327 COVE RD, RIVA, MD 21140-1225
Document Number	0371660246
Book / Page	37166 / 246
Map Reference	MB 8 PG 5 PL 419
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$12,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	327 COVE RD, RIVA, MD 21140-1225

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	327 COVE RD, RIVA, MD 21140-1225
Document Number	0340340198
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 COVE RD RIVA MD 211401225, RIVA, MD 21140-1225

Mortgage

Document Number	0340340198
Date	Jan 6, 2020
Book Page	034034/000198

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

November 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 26, 2019
Property Address	327 COVE RD, RIVA, MD 21140-1225
Document Number	0338920053
Book / Page	033892 / 000053
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 COVE RD RIVA MD 211401225, RIVA, MD 21140-1225

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 29, 2018
Property Address	327 COVE RD, RIVA, MD 21140-1225
Document Number	0321470215
Book / Page	032147 / 000215
Instrument Date	May 9, 2018
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 COVE RD RIVA MD 211401225, RIVA, MD 21140-1225

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	327 COVE RD, RIVA, MD 21140-1225
Document Number	0315470498
Book / Page	031547 / 000498
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 COVE RD RIVA MD 211401225, RIVA, MD 21140-1225

Mortgage

Document Number	0315470498
Date	Nov 9, 2017
Book Page	031547/000498

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 8, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 327 Cove Rd was $7,803 with a homeowner's exemption, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,700 (+9.38%) Land $504,200 Building $265,500	$769,700 (-) Land $504,200 Building $265,500
2025	$7,803.00 (+2.23%) Homeowner's exemption	$703,700	$769,700 Land $504,200 Building $265,500
2024	$7,633.00 (+22.28%)
2023	$6,242.00	$571,700 Land $404,100 Building $167,600	$571,700 Land $404,100 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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