Anne Arundel County property record for 309 Cove Rd, Riva, MD 21140
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,220 sqft · built 2013 |
| Lot Size | 0.301 acres (13,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,050,000 (Jun 2023) |
| Tax Bill | $12,231 (2025) |
| Deeds & Mortgages | Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-749-03756400 |
| Primary APN | 02-749-03756400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,220 sqft Living Area |
| Gross Area | 5,770 sqft |
| 1st Floor Area | 1,756 sqft |
| Basement Area | 1,384 sqft |
| Finished Basement | 1,384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,102 sqft (0.301 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 416 sqft |
| Patio Area | 420 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 74903756400 |
|---|---|
| Street Address | 309 COVE RD |
| City | RIVA |
| State | MD |
| Zip | 21140-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 205 206 SC B SYLVAN SHORES |
| Legal Subdivision | SYLVAN SHORES |
| Legal Block | 2 |
| Legal Lot Number | 205 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 702300 |
309 Cove Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 COVE RD, RIVA, MD 21140-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Aug 20, 2012 · Amount on File |
| Deed Book / Page | 39764 / 231 |
| Prior Transfer Date | Oct 13, 2016 |
| Prior Transfer Doc | 0302590224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 30, 2023 |
| Property Address | 309 COVE RD, RIVA, MD 21140-1225 |
| Document Number | 0397640231 |
| Book / Page | 39764 / 231 |
| Map Reference | MB FSR 3 FO 17 |
| Instrument Date | Jun 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $5,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 COVE RD, RIVA, MD 21140-1225 |
The 2025 property tax bill for 309 Cove Rd was $12,231 with a homeowner's exemption, up 2.3% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,640,600 (+16.15%) Land $511,400 Building $1,129,200 | $1,640,600 (-) Land $511,400 Building $1,129,200 | |
| 2025 | $12,231.00 (+2.26%) Homeowner's exemption | $1,412,433 | $1,640,600 Land $511,400 Building $1,129,200 |
| 2024 | $11,961.00 (+14.57%) | ||
| 2023 | $10,440.00 (+7.55%) | $956,100 (+2.92%) Land $410,000 Building $546,100 | $956,100 (-) Land $410,000 Building $546,100 |
| 2022 | $9,707.00 | $928,967 | $956,100 Land $410,000 Building $546,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 309 Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Cove Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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