Ouachita Parish property record for 327 Cotton Trace Dr, Monroe, LA 71203
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Sep 2020) |
| Tax Bill | $493 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 133453 |
| Primary APN | 133453 |
|---|---|
| Alternative APN |
|
| Account Number | 262769 |
|---|---|
| Street Address | 327 COTTON TRACE DR |
| City | MONROE |
| State | LA |
| Zip | 71203-6125 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 2 BAYOU TRACE UNIT 2 |
| Legal Range | 04E |
| Legal Township | 19N |
| Legal Section | 21 |
| Legal Subdivision | BAYOU TRACE SUB UN 2 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | C |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 10202 |
327 Cotton Trace Dr, residential vacant land, is owned by two individuals who bought it in September 2020.
Source: Ouachita Parish records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 GREENFIELD CIR, WEST MONROE, LA 71291-9806 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on File |
| Deed Sale | Sep 18, 2020 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Sep 30, 2026 |
| Property Address | 327 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Document Number | 0001947506 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 20261947506 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | BAYOU DESIARD TITLE COMPANY, BAYOU DESIARD TITLE |
| Name | Verified Name |
|---|---|
| Address | 151 GREENFIELD CIR, WEST MONROE, LA 71291-9806 |
| Investor | Possibly a Property Investor |
| Document Number | 0001947506, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 20261947506 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 327 Cotton Trace Dr was $493, down 0.6% from the year before.
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Unified School District | Ouachita Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $493.00 (-0.6%) | $3,400 (-) Land $3,400 | $34,000 (-) Land $34,000 |
| 2024 | $496.00 (+0.81%) | $3,400 (-) Land $3,400 | $34,000 (-) Land $34,000 |
| 2023 | $492.00 | $3,400 Land $3,400 | $34,000 Land $34,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 327 Cotton Trace Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 109 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 327 Cotton Trace Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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