Otsego County and Milford Town property record for 327 Collars Rd, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Contemporary |
| Year Built | Built 1980 |
| Square Footage | 1,634 sqft Living Area |
| Lot Size | 32,670 sqft (0.75 acres) |
| Garage | Attached, 1,008 sqft |
| Tax Bill | $3,624.00 (2025) |
| Primary APN | 364089 209.00-1-8.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,634 sqft Living Area |
| 1st Floor | 1,130 sqft 1st Floor |
| Upper Floors | 504 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Width | 208 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,008 sqft Garage |
| Porch Area | 336 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 014330 |
|---|---|
| Street Address | 327 COLLARS RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4162 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 981 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | MILFORD |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 590500 |
Source: Otsego County and Milford Town records · APN 364089 209.00-1-8.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 EDDIE MARTIN RD, MILFORD, NY 13807-1115 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance COMMUNITY BANK NA |
| Sep 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BK NA |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 327 COLLARS RD, ONEONTA, NY 13820-4162 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000008 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-208 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 19, 2019 |
| Property Address | 327 COLLARS RD, ONEONTA, NY 13820-4162 |
| Document Number | 0000004237 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 4237 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | COOPER COUNTRY ABSTRACT, COOPER CNTRY ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $639.60 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 320 EDDIE MARTIN RD MILFORD NY 138071115, MILFORD, NY 13807-1115 |
| Document Number | 4238 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 4238 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 327 COLLARS RD, ONEONTA, NY 13820-4162 |
| Document Number | 0000004238 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | COOPER COUNTRY ABSTRACT, COOPER CNTRY ABS |
| Name | Verified Name |
|---|---|
| Address | 341 COLLARS RD ONEONTA NY 138204162, ONEONTA, NY 13820-4162 |
| Document Number | 0000004238 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 4238 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2049 |
Source: Otsego County and Milford Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Milford Town |
| Unified School District | Milford Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,624.00 | $160,000 (-) Land $17,500 Building $142,500 | $228,571 (+17.86%) Land $25,000 Building $203,571 |
| 2023 | $160,000 Land $17,500 Building $142,500 | $193,939 Land $21,212 Building $172,727 |
327 Collars Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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