Otsego County and Milford Town property record for 188 Collars Rd, Oneonta, NY 13820 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,904 sqft Living Area |
| Lot Size | 315,374 sqft (7.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2026) |
| Tax Bill | $3,755.00 (2025) |
| Primary APN | 364089 209.00-1-30.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,904 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| 2nd Floor | 672 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 315,374 sqft (7.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Porch Area | 520 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 086620 |
|---|---|
| Street Address | 188 COLLARS RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4174 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 30.001 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | MILFORD |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 590500 |
Source: Otsego County and Milford Town records · APN 364089 209.00-1-30.01
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 HIGH ST, DELHI, NY 13753-1063 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Feb 05, 2026 | Executor's Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 14, 2024 | Deed, Transfer |
| Jun 16, 2023 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2026 · Amount on Record |
| Deed Sale | Feb 05, 2026 · Amount on Record |
| Deed Doc Number | 2026522 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 05, 2026 |
| Property Address | 188 COLLARS RD, ONEONTA, NY 13820-4174 |
| Document Number | 0000000022 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026-522 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 19 HIGH ST, DELHI, NY 13753-1063 |
| Document Number | 0000000023 |
|---|---|
| Date | Feb 05, 2026 |
| Instrument | 2026-523 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 14, 2024 |
| Property Address | 188 COLLARS RD, ONEONTA, NY 13820-4174 |
| Document Number | 0000000018 |
| Instrument Date | Feb 08, 2024 |
| Instrument | 2024-618 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 COLLARS RD, ONEONTA, NY 13820-4174 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 16, 2023 |
| Property Address | 188 COLLARS RD, ONEONTA, NY 13820-4174 |
| Document Number | 0000000420 |
| Instrument Date | Jun 05, 2023 |
| Instrument | 2023-2420 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 COLLARS RD, ONEONTA, NY 13820-4174 |
Source: Otsego County and Milford Town records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Milford Town |
| Unified School District | Milford Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,755.00 (+16.25%) | $210,000 (-) Land $31,900 Building $178,100 | $300,000 (+11.43%) Land $45,571 Building $254,429 |
| 2024 | $3,230.00 Homeowner's exemption Senior Citizen's exemption | $210,000 (-) Land $31,900 Building $178,100 | $269,231 (+5.77%) Land $40,897 Building $228,334 |
| 2023 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $210,000 (-) Land $31,900 Building $178,100 | $254,545 (+5.45%) Land $38,667 Building $215,878 |
| 2022 | $210,000 Land $31,900 Building $178,100 | $241,379 Land $36,667 Building $204,712 |
188 Collars Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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