32699 100th Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 32699 100th Ave, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 2021
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2019)
Tax Bill	$4,238 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-021-0201`

Property Details

APN / Parcel Number

Primary APN	`14-021-0201`

Interior

Building Area	936 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	1,306,800 sqft (30 acres)
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	32699 100TH AVE
City	ONAMIA
State	MN
Zip	56359-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE OF NE, EX S 924 FT OF E 472 FT SEE 1/5/14 SKETCH 21 41 26 30.00
Legal Range	26
Legal Township	41
Legal Section	21
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	3
Census Block	3016
Census Tract	970300

Owner

32699 100th Ave is owned and occupied by an individual who bought it in September 2019.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	32699 100TH AVE, ONAMIA, MN 56359-2939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA
Mar 19, 2021	Deed of Trust, Mortgage · Construction Mortgage MERCHANTS BANK
Jan 18, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 19, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTHVIEW BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Deed Document Number	2019413282
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	32699 100TH AVE, ONAMIA, MN 56359-2939
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A405057
Date	Feb 28, 2018
Instrument	A405057

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 3, 2023

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	32699 100TH AVE, ONAMIA, MN 56359-2939
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A423318
Date	Mar 19, 2021
Instrument	A423318

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 12, 2022

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	32699 100TH AVE, ONAMIA, MN 56359-2939
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A429289
Date	Jan 18, 2022
Instrument	A429289

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 19, 2019
Property Address	32699 100TH AVE, ONAMIA, MN 56359-2939
Document Number	000A413282
Instrument Date	Sep 12, 2019
Instrument	A413282
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 222ND LN NW, OAK GROVE, MN 55303-8890

Mortgage

Document Number	000A413283
Date	Sep 19, 2019
Instrument	A413283

Lender

Name	NORTHVIEW BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 32699 100th Ave was $4,238.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,238.00	$525,200 (+16.66%) Land $127,200 Building $398,000	$525,200 (+16.66%) Land $127,200 Building $398,000
2025		$450,200 Land $109,000 Building $341,200	$450,200 Land $109,000 Building $341,200
2023	$4,996.00	$487,900 Land $96,900 Building $391,000	$487,900 Land $96,900 Building $391,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32699 100th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32699 100th Ave is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 83% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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