32437 100th Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 32437 100th Ave, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	built 2019
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Dec 2021)
Tax Bill	$956 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-021-0300`

Property Details

APN / Parcel Number

Primary APN	`14-021-0300`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	871,200 sqft (20 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	32437 100TH AVE
City	ONAMIA
State	MN
Zip	56359-0080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF NE OF SE 21 41 26 20.00
Legal Range	26
Legal Township	41
Legal Section	21
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	3
Census Block	3016
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 7TH ST NW, SAINT PAUL, MN 55112-6537
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY FINANCE INC
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHVIEW BANK & TRUST
Sep 16, 2019	Personal Representative Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	2021428793
Prior Transfer Date	Feb 2, 2009
Prior Transfer Doc	353700
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	32437 100TH AVE, ONAMIA, MN 56359-0080
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A419297
Date	Sep 16, 2020
Instrument	A419297

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2025

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	32437 100TH AVE, ONAMIA, MN 56359-0080
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A413673
Date	Oct 10, 2019
Instrument	A413673

Lender

Name	TOWN & COUNTRY FINANCE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 17, 2021
Property Address	32437 100TH AVE, ONAMIA, MN 56359-0080
Document Number	000A428793
Instrument Date	Dec 3, 2021
Instrument	A428793
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32437 100TH AVE, ONAMIA, MN 56359-0080

Mortgage

Document Number	000A428794
Date	Dec 17, 2021
Instrument	A428794

Lender

Name	NORTHVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2036

Interest

Rate Type	Fixed Rate

September 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 16, 2019
Property Address	32437 100TH AVE, ONAMIA, MN 56359-0080
Document Number	A413216
Instrument Date	Sep 5, 2019
Instrument	A413216
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 2ND AVE NE, MILACA, MN 56353-1602

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$956.00 (+35.03%)	$114,600 (+14.6%) Land $92,800 Building $21,800	$114,600 (+14.6%) Land $92,800 Building $21,800
2025		$100,000 (+6.27%) Land $78,000 Building $22,000	$100,000 (+6.27%) Land $78,000 Building $22,000
2023	$708.00	$94,100 Land $68,000 Building $26,100	$94,100 Land $68,000 Building $26,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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