32697 Koon St, Winchester, CA 92596 Property Records

Riverside County property record for 32697 Koon St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,440 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$512,000 (Apr 2020)
Tax Bill	$9,059 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`476-330-004`

Property Details

APN / Parcel Number

Primary APN	`476-330-004`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	3,440 sqft Living Area
Gross Area	4,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	865 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32697 KOON ST
City	WINCHESTER
State	CA
Zip	92596-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A110
Legal Description	.18 ACRES M/L IN LOT 22 MB 401/097 TR 29962
Legal Subdivision	TRACT 29962
Legal Tract	29962
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2010
Census Tract	43204

Owner

32697 Koon St is owned and occupied by two individuals who bought it in April 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32697 KOON ST, WINCHESTER, CA 92596-8311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 6, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 28, 2020	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 22, 2017	Intrafamily Transfer, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Sep 22, 2017	Grant Deed, Transfer LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	Sep 22, 2017
Deed Document Number	2020183232
Prior Transfer Date	Sep 15, 2017
Prior Transfer Doc	0000394824
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 29, 2026
Property Address	32697 KOON ST, WINCHESTER, CA 92596-8311
Document Number	0000130270
Instrument Date	Apr 17, 2026
Instrument	2026130270
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	32697 KOON ST, WINCHESTER, CA 92596-8311

Mortgage

Document Number	0000130270,
Date	Apr 29, 2026
Instrument	2026130270

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32697 KOON ST, WINCHESTER, CA 92596-8311
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32697 KOON ST, WINCHESTER, CA 92596-8311

Mortgage

Document Number	0000302969
Date	Jul 7, 2022
Instrument	2022-0302969

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32697 KOON ST, WINCHESTER, CA 92596-8311
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32697 KOON ST, WINCHESTER, CA 92596-8311

Mortgage

Document Number	0000079843
Date	Feb 5, 2021
Instrument	2021-0079843

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32697 KOON ST, WINCHESTER, CA 92596-8311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454951
Date	Nov 6, 2019
Instrument	2019-0454951

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 28, 2020
Property Address	32697 KOON ST, WINCHESTER, CA 92596-8311
Document Number	0000183232
Map Reference	MB 401 PG 97-109
Instrument Date	Apr 14, 2020
Instrument	2020-0183232
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32697 KOON ST, WINCHESTER, CA 92596-8311

Mortgage

Document Number	0000183233
Date	Apr 28, 2020
Instrument	2020-0183233

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 22, 2017
Property Address	32697 KOON ST, WINCHESTER, CA 92596-8311
Document Number	0000394824
Map Reference	MB 401 PG 97-109
Instrument Date	Sep 15, 2017
Instrument	2017-0394824
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LANDWOOD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32697 KOON ST, WINCHESTER, CA 92596-8311

Mortgage

Document Number	0000394825
Date	Sep 22, 2017
Instrument	2017-0394825

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 22, 2017
Property Address	32697 KOON ST, WINCHESTER, CA 92596-8311
Document Number	0000394823
Instrument Date	Sep 5, 2017
Instrument	394823
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Amount	Amount on Record
Tax	$552.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	32697 KOON ST MENIFEE CA 925968311, MENIFEE, CA 92596-8311

Tax Assessment & Valuation

The 2025 property tax bill for 32697 Koon St was $9,059, up 1.1% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,138 (+2%) Land $122,703 Building $448,435
2025	$9,059.00 (+1.1%)	$559,941 Land $120,298 Building $439,643
2024	$8,960.00 (+0.66%)
2023	$8,901.00 (+1.37%)	$538,200 Land $115,628 Building $422,572
2022	$8,781.00
2021			$482,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32697 Koon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32697 Koon St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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