Catawba County property record for 3268 Spring Garden Rd, Claremont, NC 28610
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1979 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,500 (Sep 2021) |
| Tax Bill | $980 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3763-01-25-6180 |
| Primary APN | 3763-01-25-6180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 2,752 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 204 ft deep x 108 ft wide |
| Terrain | Rolling |
| Pool Area | 648 sqft |
|---|---|
| Patio Area | 600 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3268 SPRING GARDEN RD |
|---|---|
| City | CLAREMONT |
| State | NC |
| Zip | 28610-8648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 13-14 & PT 15 BLK B PL 9-44 |
| Legal Subdivision | HOKELAND HEIGHTS SUBDIV |
| Legal Block | B |
| Legal Lot Number | 13-14 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10101 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE |
| Dec 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 19, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jun 3, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Dec 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on Record |
| Deed Sale | Sep 3, 2021 · Amount on Record |
| Prior Sale | Dec 19, 2018 · Amount on Record |
| Deed Document Number | 202121562 |
| Deed Book / Page | 3684 / 1984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Document Number | 0000006630 |
| Book / Page | 4011 / 719 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20266630 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SUMMIT SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Document Number | 0000006630, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 4011/719 |
| Instrument | 20266630 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Document Number | 0038450129 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 3845/129 |
| Instrument | 21312 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035601557 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 3560/1557 |
| Instrument | 5174 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0036611701 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 3661/1701 |
| Instrument | 13254 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Dec 19, 2018 |
| Property Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Document Number | 0034850667 |
| Book / Page | 003485 / 000667 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 20976 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $327.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3268 SPRING GARDEN RD CLAREMONT NC 286108648, CLAREMONT, NC 28610-8648 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jul 21, 2017 |
| Property Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Document Number | 0034090327 |
| Book / Page | 03409 / 0327 |
| Map Reference | MB9 PG44 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 12415 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 4TH AVE SW, 711, CONOVER, NC 28613-2847 |
| Name | Verified Name |
|---|---|
| Address | 3268 SPRING GARDEN RD, CLAREMONT, NC 28610-8648 |
| Document Number | 12416 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 12416 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,800 (-) Land $9,800 Building $236,000 | ||
| 2025 | $980.00 (-13.2%) | $245,800 (+50.06%) Land $9,800 Building $236,000 | |
| 2024 | $1,129.00 | ||
| 2023 | $1,129.00 | $163,800 Land $9,900 Building $153,900 | $245,800 Land $9,800 Building $236,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODS HALL MHP private · serves 81 people · EPA ID NC0118316 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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