Catawba County property record for 3188 Spring Garden Rd, Claremont, NC 28610
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,386 sqft · built 1981 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $54,500 (Apr 1982) |
| Tax Bill | $941 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3763-01-15-9479 |
| Primary APN | 3763-01-15-9479 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Upper Floors Area | 594 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 242 ft deep x 100 ft wide |
| Terrain | Rolling |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 322 sqft |
| Patio Area | 255 sqft |
| Shed | 1 Shed |
| Shed Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3188 SPRING GARDEN RD |
|---|---|
| City | CLAREMONT |
| State | NC |
| Zip | 28610-8637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 15 & 16 15-16A PL 9-3 & 9-44 PL 9-44 |
| Legal Subdivision | HOKELAND HEIGHTS SUBDIV |
| Legal Lot Number | 15 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10101 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3188 SPRING GARDEN RD, CLAREMONT, NC 28610-8637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| May 13, 2021 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1982 · Amount on Record |
| Deed Sale | Apr 1, 1982 · Amount on Record |
| Deed Book / Page | 1286 / 405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3188 SPRING GARDEN RD, CLAREMONT, NC 28610-8637 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3188 SPRING GARDEN RD, CLAREMONT, NC 28610-8637 |
| Document Number | 0038630823 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 3863/823 |
| Instrument | 5394 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 26, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3188 SPRING GARDEN RD, CLAREMONT, NC 28610-8637 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036561594 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 3656/1594 |
| Instrument | 11371 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 21, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,200 (-) Land $10,100 Building $226,100 | ||
| 2025 | $941.00 (-13.27%) | $236,200 (+63.57%) Land $10,100 Building $226,100 | |
| 2024 | $1,085.00 | ||
| 2023 | $1,085.00 | $144,400 Land $10,100 Building $134,300 | $236,200 Land $10,100 Building $226,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODS HALL MHP private · serves 81 people · EPA ID NC0118316 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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