3268 NW 20th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3268 NW 20th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,492 sqft
Lot Size0.357 acres (15,594 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Aug 2024)
Tax Bill$3,092 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Mar 2021 Sale
Flood ZoneZone A (high risk)
APN1-05-37-35-0010-00100-0120

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0010-00100-0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,492 sqft Heated Area
Gross Area1,942 sqft
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,594 sqft (0.357 acres)
Lot Dimensions125 ft deep x 125 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3268 NW 20TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 12 BLOCK 10
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD UN 01
Legal Block10
Legal Lot Number12
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3009
Census Tract910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3268 NW 20TH AVE, OKEECHOBEE, FL 34972-1513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2024Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 15, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2024 · Amount on Record
Deed SaleAug 16, 2024 · Amount on Record
Prior SaleMar 15, 2021 · Amount on Record
Deed Document Number0000009062
Record UpdatedJun 8, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 16, 2024
Property Address3268 NW 20TH AVE, OKEECHOBEE, FL 34972-1513
Document Number0000009062
Map ReferenceMB 3 PG 22
Instrument DateAug 16, 2024
Instrument2024009062
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4142 SW BAMBERG ST, PORT ST LUCIE, FL 34953-6113

Transferred To (Grantee/Buyer)

NameVerified Name
Address3268 NW 20TH AVE, OKEECHOBEE, FL 34972-1513

Mortgage

Document Number0000009063
DateAug 16, 2024
Instrument2024009063
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 15, 2021
Property Address3268 NW 20TH AVE, OKEECHOBEE, FL 34972-1513
Document Number0000003027
Map ReferenceMB 3 PG 22
Instrument DateMar 1, 2021
Instrument2021003027
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$56.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address23514 176TH ST NW, BIG LAKE, MN 55309-9605

Transferred To (Grantee/Buyer)

NameVerified Name
Address4142 SW BAMBERG ST, PORT SAINT LUCIE, FL 34953-6113
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,092.00 (+887.86%) Homeowner's exemption$266,093 (+1,589.48%) Land $26,500 Building $239,593$266,093 (+1,589.48%) Land $26,500 Building $239,593
2023$313.00 (+22.27%)$15,750 (+64.06%) Land $15,750$15,750 (+64.06%) Land $15,750
2022$256.00$9,600 Land $9,600$9,600 Land $9,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims42 (1998–2025)
Claims Outside the SFHA3 of 42
Most Recent ClaimAug 2025
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 4 claims
  • Hurricane Wilma, Oct 2005 · 7 claims
  • Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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