3225 NW 20th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3225 NW 20th Ave, Okeechobee, FL 34972 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,933 sqft Living Area
Lot Size20,125 sqft (0.462 acres)
OccupancyOwner Occupied
Last Sale$228,500 (2020)
Tax Bill$4,535.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0010-00110-0100
Alternative APN
  • R10537350010001100100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,933 sqft Living Area
Gross Area2,606 sqft Gross Area
1st Floor1,933 sqft 1st Floor
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area20,125 sqft (0.462 acres)
Depth X Width125 ft x 161 ft Depth x Width
Garage TypeAttached Garage
Garage Area441 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3225 NW 20TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1501
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 10 BLOCK 11
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INCORPORATED
Legal Block11
Legal Lot Number10
JurisdictionOKEECHOBEE FL
Minor Civil DivisionOKEECHOBEE
Census Blockgroup3
Census Block3009
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0010-00110-0100

Assessment roll updated November 19, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3225 NW 20TH AVE, OKEECHOBEE, FL 34972-1501
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MORTGAGE CONNECT LP
Nov 01, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 17, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME PT FIN'L
Sep 27, 2019Warranty Deed, Transfer
OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2020 · Amount on Record
Deed SaleAug 17, 2020 · Amount on Record
Prior SaleAug 02, 2007 · Amount on Record
Deed Doc Number20207827
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Recording DateMay 01, 2026
Property Address3225 NW 20TH AVE, OKEECHOBEE, FL 34972-1501
Document Number0000004885
Instrument DateMar 05, 2026
Instrument20264885
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 NW 20TH AVE, OKEECHOBEE, FL 34972-1501

Mortgage

Document Number0000004885,
DateMay 01, 2026
Instrument20264885
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term292 Months
DueSep 01, 2050
Interest
Rate6.11%
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3225 NW 20TH AVE, OKEECHOBEE, FL 34972-1501
Transaction TypeMortgage
Record UpdatedDec 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 NW 20TH AVE, OKEECHOBEE, FL 34972-1501

Mortgage

Document Number0000012505
DateNov 01, 2023
Instrument2023012505
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address907 PLEASANT VALLEY AVE, MOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term322 Months
DueSep 01, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 17, 2020
Property Address3225 NW 20TH AVE, OKEECHOBEE, FL 34972-1501
Document Number0000007827
Instrument DateAug 14, 2020
Instrument7827
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyNTC - KEY W

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 NW 20TH AVE OKEECHOBEE FL 349721501, OKEECHOBEE, FL 34972-1501

Mortgage

Document Number7828
DateAug 17, 2020
Instrument7828
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 27, 2019
Property Address3225 NW 20TH AVE, OKEECHOBEE, FL 34972-1501
Document Number0008310695
Book / Page000831 / 000695
Instrument DateSep 27, 2019
Instrument10045
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Tax$112.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13632 NW 160TH ST OKEECHOBEE FL 349727892, OKEECHOBEE, FL 34972-7892

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,535.00 (+1.68%) Homeowner's exemption$319,207 (+2.45%) Land $29,150 Building $290,057$319,207 (+2.45%) Land $29,150 Building $290,057
2023$4,460.00 (+15.75%)$311,565 (+23.95%) Land $19,250 Building $292,315$311,565 (+23.95%) Land $19,250 Building $292,315
2022$3,853.00$251,359 Land $13,200 Building $238,159$251,359 Land $13,200 Building $238,159

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on NW 20th Ave

Nearby Streets

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