3265 Strand Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3265 Strand Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1967
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$263,551 (Jul 2015)
Tax Bill	$4,456 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-05630`

Property Details

APN / Parcel Number

Primary APN	`415-0010-05630`
Alternative APN	`992293`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,232 sqft Gross Area
1st Floor Area	1,232 sqft
Basement Area	739 sqft
Finished Basement	739 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	780 sqft
Patio Area	616 sqft
Storage Building	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	992293
Street Address	3265 STRAND RD
City	DULUTH
State	MN
Zip	55803-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF W 1/2 OF E1/2 OF SW1/4 OF NW1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	20
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2023
Census Tract	10500

Owner

Source: St. Louis County records · APN 415-0010-05630

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3265 STRAND RD, DULUTH, MN 55803-9758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Jun 01, 2021	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Sep 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Jan 05, 2007 · Amount on Record
Deed Document Number	2015959814
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3265 STRAND RD, DULUTH, MN 55803-9758
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 STRAND RD, DULUTH, MN 55803-9758

Mortgage

Document Number	0001072809
Date	Sep 27, 2023
Instrument	1072809

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Aug 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3265 STRAND RD, DULUTH, MN 55803-9758
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 STRAND RD, DULUTH, MN 55803-9758

Mortgage

Document Number	0001041455
Date	Jun 01, 2021
Instrument	1041455

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	May 12, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3265 STRAND RD, DULUTH, MN 55803-9758
Document Number	00T1028871
Instrument Date	Sep 04, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3265 STRAND RD DULUTH MN 558039758, DULUTH, MN 55803-9758

Mortgage

Document Number	00T1028871
Date	Sep 11, 2020
Instrument	T1028871

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,456.00 (+12.19%) Homeowner's exemption
2025	$3,972.00 (-0.7%) Homeowner's exemption	$408,100 (+13.49%) Land $105,100 Building $303,000	$408,100 (+13.49%) Land $105,100 Building $303,000
2024	$4,000.00	$359,600 (+11.3%) Land $96,800 Building $262,800	$359,600 (+11.3%) Land $96,800 Building $262,800
2022		$323,100 Land $88,400 Building $234,700	$323,100 Land $88,400 Building $234,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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