3242 Strand Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3242 Strand Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,369 sqft · built 1978
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$251,000 (Oct 2012)
Tax Bill	$6,538 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-0010-05740`

Property Details

APN / Parcel Number

Primary APN	`415-0010-05740`
Alternative APN	`1114521`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,369 sqft Gross Area
1st Floor Area	1,868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,260 sqft

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	192 sqft
Storage Building	220 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1114521
Street Address	3242 STRAND RD
City	DULUTH
State	MN
Zip	55803-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W 1/2 OF W 1/2 OF NE 1/4 OF SW 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	20
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2029
Census Tract	10500

Owner

Source: St. Louis County records · APN 415-0010-05740

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3242 STRAND RD, DULUTH, MN 55803-9758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Aug 06, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2012 · Amount on Record
Deed Sale	Oct 16, 2012 · Amount on Record
Deed Document Number	2012921122
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3242 STRAND RD, DULUTH, MN 55803-9758
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 STRAND RD, DULUTH, MN 55803-9758

Mortgage

Document Number	0001055568
Date	Apr 15, 2022
Instrument	1055568

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 06, 2021
Property Address	3242 STRAND RD, DULUTH, MN 55803-9758
Document Number	0001044844
Instrument Date	Jul 26, 2021
Instrument	1044844
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3242 STRAND RD, DULUTH, MN 55803-9758

Mortgage

Document Number	0001044845
Date	Aug 06, 2021
Instrument	1044845

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,538.00 (+13.7%) Homeowner's exemption
2025	$5,750.00 (-2.41%) Homeowner's exemption	$473,800 (-5.94%) Land $119,400 Building $354,400	$473,800 (-5.94%) Land $119,400 Building $354,400
2024	$5,892.00	$503,700 (+7.97%) Land $109,900 Building $393,800	$503,700 (+7.97%) Land $109,900 Building $393,800
2022		$466,500 Land $100,400 Building $366,100	$466,500 Land $100,400 Building $366,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 35 locations within half a mile of this property.

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