3265 Cross Rd, Winchester, OH 45697 Property Records

Adams County property record for 3265 Cross Rd, Winchester, OH 45697

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.986 acres (42,950 sqft)
Owner	Company Name on Record
Last Sale	$20,600 (Nov 2019)
Tax Bill	$107 (2025)
Deeds & Mortgages	May 2023 Sale Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089-00-00-029.001`

Property Details

APN / Parcel Number

Primary APN	`089-00-00-029.001`
Alternative APN	`N22-001-00-254-15`

Exterior

Lot Area	42,950 sqft (0.986 acres)
Garage Area	408 sqft

Location & Zoning

Street Address	3265 CROSS RD
City	WINCHESTER
State	OH
Zip	45697-9585
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ACRES: 0.98600 105 14529 O BR CR HOLMES ELLIS
Jurisdiction	ADAMS OH
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2110
Census Tract	770301

Owner

Source: Adams County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	660 CHERRY FORK RD, WINCHESTER, OH 45697-9720
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Feb 11, 2022	Intrafamily Transfer, Transfer
Nov 6, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Jun 2, 1995 · Amount on Record
Deed Document Number	20193277
Deed Book / Page	532 / 679
Last Transfer Date	Sep 21, 2021
Transfer Doc	000590/658
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	May 1, 2023
Property Address	3265 CROSS RD, WINCHESTER, OH 45697-9585
Document Number	0000618/56
Book / Page	618 / 56
Instrument Date	Apr 25, 2023
Instrument	2023-1284
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 CHERRY FORK RD, WINCHESTER, OH 45697-9720

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Mar 15, 2022
Property Address	3265 CROSS RD, WINCHESTER, OH 45697-9585
Document Number	000592/732
Book / Page	592 / 732
Instrument Date	Mar 7, 2022
Instrument	2022-906
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3266 CROSS RD, WINCHESTER, OH 45697-9585
Investor	Possibly a Property Investor

Mortgage

Document Number	0002022907
Date	Mar 15, 2022
Instrument	2022-907

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	10.6%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS OH
Recording Date	Feb 11, 2022
Property Address	3265 CROSS RD, WINCHESTER, OH 45697-9585
Document Number	000590/658
Book / Page	590 / 658
Instrument Date	Sep 21, 2021
Instrument	2022-491
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 CROSS RD, WINCHESTER, OH 45697-9477

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Nov 6, 2019
Property Address	3265 CROSS RD, WINCHESTER, OH 45697-9585
Document Number	000532/679
Book / Page	532 / 679
Instrument Date	Nov 1, 2019
Instrument	201900003277
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	654 COOPER RD, WEST UNION, OH 45693-9741
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Adams County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Adams County
County Subdivision	Wayne Township
Unified School District	Adams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$107.00 (-10.83%)	$3,220 (-) Land $3,220	$9,200 (-) Land $9,200
2023		$3,220 Land $3,220
2022	$120.00		$9,200 Land $9,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS COUNTY REGIONAL WATER DISTRICT serves 21,810 people · EPA ID OH0100012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20
Southern Ohio Communications Fixed Wireless	100 / 10
Frontier DSL	70 / 3

May also be available: AT&T.

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