Adams County property record for 3081 Cross Rd, Winchester, OH 45697
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,600 sqft · built 2003 |
| Lot Size | 27.8 acres (1,211,404 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Jul 1994) |
| Tax Bill | $1,381 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-00-00-034.000 |
| Primary APN | 089-00-00-034.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 3,200 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Lot Area | 1,211,404 sqft (27.8 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 1,280 sqft |
| Shed | 1 Shed |
| Canopy | 2,520 sqft |
| Stable | Stable |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 3081 CROSS RD |
|---|---|
| City | WINCHESTER |
| State | OH |
| Zip | 45697-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ACRES: 27.81000 OR QTY 105 NO ENT 9731 WATER COURSE O BR CR ORIG PROP HOLMES ELLIS |
| Jurisdiction | ADAMS OH |
| Township / Civil Division | TIFFIN |
| Census Block Group | 2 |
| Census Block | 2113 |
| Census Tract | 770301 |
3081 Cross Rd, a rural home, is owned and occupied by an individual who acquired it in May 2020.
Source: Adams County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3081 CROSS RD, WINCHESTER, OH 45697-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| May 15, 2020 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 1994 · Amount on File |
| Deed Sale | Jul 25, 1994 · Amount on File |
| Last Transfer Date | May 6, 2020 |
| Transfer Doc | 000543/491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 3081 CROSS RD, WINCHESTER, OH 45697-9749 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 568/59 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 568/59 |
| Instrument | 202100001229 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ADAMS OH |
| Recording Date | May 15, 2020 |
| Property Address | 3081 CROSS RD, WINCHESTER, OH 45697-9749 |
| Document Number | 000543/491 |
| Book / Page | 543 / 491 |
| Instrument Date | May 6, 2020 |
| Instrument | 202000001409 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3081 CROSS RD, WINCHESTER, OH 45697-9749 |
The 2025 property tax bill for 3081 Cross Rd was $1,381.
Source: Adams County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Adams County |
| County Subdivision | Tiffin Township |
| Unified School District | Adams County/Ohio Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,381.00 Additional exemption filed | $100,100 Land $37,170 Building $62,930 | $286,000 Land $106,200 Building $179,800 |
| 2023 | $100,100 Land $37,170 Building $62,930 | ||
| 2022 | $2,133.00 | $286,000 Land $106,200 Building $179,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3081 Cross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3081 Cross Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
| Southern Ohio Communications Fixed Wireless | 100 / 10 |
| Frontier DSL | 70 / 3 |
May also be available: AT&T.
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