3265 230th St, Ridgeway, IA 52165 Property Records

Winneshiek County property record for 3265 230th St, Ridgeway, IA 52165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,966 sqft · built 1965
Lot Size	10.2 acres (446,054 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,538 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093220000500`

Property Details

APN / Parcel Number

Primary APN	`093220000500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,966 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,536 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	446,054 sqft (10.2 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3265 230TH ST
City	RIDGEWAY
State	IA
Zip	52165-8582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 NE NE
Legal Range	10W
Legal Township	98N
Legal Section	32
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4060
Census Tract	950100

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3265 230TH ST, RIDGEWAY, IA 52165-8582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3265 230TH ST, RIDGEWAY, IA 52165-8582
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4330
Date	Oct 16, 2020
Book Page	2020/4330
Instrument	2020 4330

Lender

Name	VIKING STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,538.00	$327,600 (-) Land $52,630 Building $274,970	$327,600 (-) Land $52,630 Building $274,970
2025	$3,538.00 (+5.55%) Homeowner's exemption	$327,600 (+13.08%) Land $52,630 Building $274,970	$327,600 (+13.08%) Land $52,630 Building $274,970
2024	$3,352.00 (+2.13%)
2023		$289,700 (+14.15%) Land $52,630 Building $237,070	$289,700 (+14.15%) Land $52,630 Building $237,070
2022	$3,282.00 Homeowner's exemption	$253,780 Land $43,860 Building $209,920
2021			$253,780 Land $43,860 Building $209,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Mabel Cooperative Telephone Company Fiber	200 / 40
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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