Winneshiek County property record for 3196 230th St, Ridgeway, IA 52165
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,548 sqft · built 1900 |
| Lot Size | 4.6 acres (200,376 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,934 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092840001300 |
| Primary APN | 092840001300 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 774 sqft |
| Basement Area | 774 sqft |
| Unfinished Basement | 774 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 200,376 sqft (4.6 acres) |
| Porch | Porch |
| Porch Area | 392 sqft |
| Granary | Granary |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3196 230TH ST |
|---|---|
| City | RIDGEWAY |
| State | IA |
| Zip | 52165-8581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 SW SE |
| Legal Range | 10W |
| Legal Township | 98N |
| Legal Section | 28 |
| Legal Lot Number | 1 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 950100 |
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3196 230TH ST, RIDGEWAY, IA 52165-8581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 3196 230TH ST, RIDGEWAY, IA 52165-8581 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/3812 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 2020/3812 |
| Instrument | 2020 3812 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,934.00 | $184,040 (-) Land $42,480 Building $141,560 | $184,040 (-) Land $42,480 Building $141,560 |
| 2025 | $1,934.00 (+4.99%) Homeowner's exemption | $184,040 (+12.34%) Land $42,480 Building $141,560 | $184,040 (+12.34%) Land $42,480 Building $141,560 |
| 2024 | $1,842.00 (+3.83%) | ||
| 2023 | $163,820 (+15.96%) Land $42,480 Building $121,340 | $163,820 (+15.96%) Land $42,480 Building $121,340 | |
| 2022 | $1,774.00 Homeowner's exemption | $141,270 Land $35,400 Building $105,870 | |
| 2021 | $141,270 Land $35,400 Building $105,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mabel Cooperative Telephone Company Fiber | 200 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
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