3263 Harding St, Dearborn, MI 48124 Property Records

Wayne County property record for 3263 Harding St, Dearborn, MI 48124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,652 sqft · built 1995
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$5,774 (Jan 2012)
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2018 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`82-09-273-16-006`

Property Details

APN / Parcel Number

Primary APN	`82-09-273-16-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	802 sqft
Unfinished Basement	802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	154 ft deep x 38 ft wide
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3263 HARDING ST
City	DEARBORN
State	MI
Zip	48124-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF DEARBORN TRACTOR SUB
Legal Subdivision	DEARBORN TRACTOR
Legal Lot Number	54
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3031
Census Tract	575401

Owner

Source: Wayne County records · APN 82-09-273-16-006

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3263 HARDING ST, DEARBORN, MI 48124-3727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
Feb 08, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Apr 18, 2017	Deed of Trust, Mortgage · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2012 · Amount on Record
Deed Sale	Jan 13, 2012 · Amount on Record
Prior Sale	Feb 28, 2001
Deed Document Number	201214806
Deed Book / Page	49545 / 609
Last Transfer Date	Dec 18, 2015
Transfer Doc	0526321484
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3263 HARDING ST, DEARBORN, MI 48124-3727
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3263 HARDING ST, DEARBORN, MI 48124-3727

Mortgage

Document Number	0572990642
Date	Dec 29, 2021
Book Page	57299/642
Instrument	2021446134

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3263 HARDING ST, DEARBORN, MI 48124-3727
Document Number	0542330189
Instrument Date	Feb 08, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3263 HARDING ST DEARBORN MI 481243727, DEARBORN, MI 48124-3727

Mortgage

Document Number	0542330189
Date	Feb 23, 2018
Book Page	054233/000189
Instrument	44242

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 22, 2043

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3263 HARDING ST, DEARBORN, MI 48124-3727
Document Number	0538280026
Book / Page	053828 / 000026
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 08, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3263 HARDING ST DEARBORN MI 481243727, DEARBORN, MI 48124-3727

Mortgage

Document Number	0538280026
Date	Jul 12, 2017
Book Page	053828/000026
Instrument	251085

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 11, 2042

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3263 HARDING ST, DEARBORN, MI 48124-3727
Document Number	0536990268
Book / Page	053699 / 000268
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3263 HARDING ST DEARBORN MI 481243727, DEARBORN, MI 48124-3727

Mortgage

Document Number	0536990268
Date	Apr 27, 2017
Book Page	053699/000268
Instrument	188397

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,509.00 (-15.67%) Homeowner's exemption	$147,300 (+8.47%)	$294,600 (+8.47%)
2023		$135,800	$271,600
2019	$4,161.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635754013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2014–2026)
Most Recent Claim	Jun 2026, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 524 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75
AT&T	DSL	100 / 20

May also be available at this address: 123.Net, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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