3254 Harding St, Dearborn, MI 48124 Property Records

Wayne County property record for 3254 Harding St, Dearborn, MI 48124

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,074 sqft · built 1941
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$43,000 (Nov 2009)
Tax Bill$2,651 (2025)
Flood ZoneZone AE (high risk)
APN82-09-273-15-026

Property Details

APN / Parcel Number

Primary APN82-09-273-15-026

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,074 sqft Living Area
1st Floor Area859 sqft
Basement Area859 sqft
Unfinished Basement859 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions130 ft deep x 38 ft wide
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3254 HARDING ST
CityDEARBORN
StateMI
Zip48124-3728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 42 DEARBORN TRACTOR SUB
Legal SubdivisionDEARBORN TRACTOR
Legal Lot Number42
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group3
Census Block3028
Census Tract575401

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3254 HARDING ST, DEARBORN, MI 48124-3728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2009 · Amount on Record
Deed SaleNov 12, 2009 · Amount on Record
Prior SaleAug 8, 2008 · Amount on Record
Deed Document Number2009372325
Deed Book / Page48212 / 1323
Prior Transfer DateJul 24, 2008
Prior Transfer Doc0474071031
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,900 (-2.5%)$171,800 (-2.5%)
2025$2,651.00 (-0.23%) Homeowner's exemption$88,100 (+20.36%)$176,200 (+20.36%)
2023$73,200$146,400
2019$2,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims4 (2014–2026)
Most Recent ClaimJun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75

May also be available: 123.NET, T-Mobile.

Nearby Properties on Harding St

Nearby Streets

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