3262 E Lloyd St, Inverness, FL 34453 Property Records

Citrus County property record for 3262 E Lloyd St, Inverness, FL 34453 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2019
Lot Size	0.275 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (May 2019)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0010-00160-021.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0010-00160-021.0`
Alternative APNs	`0219S19E0010001600210` `1634750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	12,001 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	428 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1634750
Old Parcel Number	0219S19E0010001600210
Street Address	3262 E LLOYD ST
City	INVERNESS
State	FL
Zip	34453-0824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INVERNESS HGLDS UNIT 1 LOTS 21 22 23 24 & 25 BLK 16 DESC IN OR BK 230 PG 700
Legal Range	19E
Legal Township	19S
Legal Section	11
Legal Subdivision	INVERNESS HIGHLANDS UNIT 1
Legal Block	16
Legal Lot Number	21-25 22
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1057
Census Tract	450706

Owner

Source: Citrus County records · APN 19E-19S-02-0010-00160-021.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3262 E LLOYD ST, INVERNESS, FL 34453-0824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 22, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 09, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Feb 12, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	May 09, 2018 · Amount on Record
Deed Document Number	2019026172
Deed Book / Page	2977 / 2180
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3262 E LLOYD ST, INVERNESS, FL 34453-0824
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3262 E LLOYD ST, INVERNESS, FL 34453-0824

Mortgage

Document Number	0033161360
Date	Sep 01, 2022
Book Page	3316/1360
Instrument	2022061701

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 22, 2019
Property Address	3262 E LLOYD ST, INVERNESS, FL 34453-0824
Document Number	0029772180
Book / Page	002977 / 002180
Instrument Date	May 21, 2019
Instrument	26172
Transaction Type	Transfer
Record Updated	Jun 04, 2019
Title Company	AMERICAN TITLE SERVICES CITRUS COMPANY, AMERICAN TITLE SVCS CITRUS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3262 E LLOYD ST INVERNESS FL 344530824, INVERNESS, FL 34453-0824

Mortgage

Document Number	29772181
Date	May 22, 2019
Book Page	002977/002181
Instrument	26173

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 09, 2018
Property Address	3262 E LLOYD ST, INVERNESS, FL 34453-0824
Document Number	0028990370
Book / Page	002899 / 000370
Instrument Date	Apr 30, 2018
Instrument	23119
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$21.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	839 S ADAMS POND TER INVERNESS FL 344503301, INVERNESS, FL 34450-3301

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 12, 2018
Property Address	3262 E LLOYD ST, INVERNESS, FL 34453-0824
Document Number	0028800572
Book / Page	002880 / 000572
Instrument Date	Feb 06, 2018
Instrument	6902
Transaction Type	Transfer
Record Updated	Mar 05, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$21.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	851 SE 155TH ST SUMMERFIELD FL 34491, SUMMERFIELD, FL 34491

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (+5.89%) Homeowner's exemption Additional exemption filed	$212,660 (-1.53%) Land $10,700 Building $201,960	$212,660 (-1.53%) Land $10,700 Building $201,960
2024	$1,748.00 (+2.82%) Homeowner's exemption Additional exemption filed	$215,956 (-2.91%) Land $9,300 Building $206,656	$215,956 (-2.91%) Land $9,300 Building $206,656
2023	$1,700.00 (+6.85%) Homeowner's exemption Additional exemption filed	$222,422 (+16.66%) Land $7,990 Building $214,432	$222,422 (+16.66%) Land $7,990 Building $214,432
2022	$1,591.00 Homeowner's exemption Additional exemption filed	$190,666 Land $5,500 Building $185,166	$190,666 Land $5,500 Building $185,166

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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