3261 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 3261 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,488 sqft
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2020)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-442-0169-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-442-0169-000`

Interior

Full Baths	1 Bath
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	200 ft deep x 40 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3261 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 369 SUP ROY T GILBERTS PLAT NO 2
Legal Range	16E
Legal Township	02N
Legal Section	08
Legal Subdivision	SUPRVRS ROY T GILBERTS 2-CLAY
Legal Lot Number	369
Legal Unit	369
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3017
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3261 POINTE TREMBLE RD, ALGONAC, MI 48001-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 14, 2020	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	202031607
Deed Book / Page	5287 / 989
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3261 POINTE TREMBLE RD, ALGONAC, MI 48001-4641
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 POINTE TREMBLE RD, ALGONAC, MI 48001-4641

Mortgage

Document Number	5413109
Date	Aug 26, 2021
Book Page	5413/109
Instrument	2021024556

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 14, 2020
Property Address	3261 POINTE TREMBLE RD, ALGONAC, MI 48001-4641
Document Number	0005287989
Book / Page	5287 / 989
Map Reference	LB 48 PG 32-35
Instrument Date	Dec 1, 2020
Instrument	2020031607
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3261 POINTE TREMBLE RD, 3261, ALGONAC, MI 48001-4641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5885 SHEA RD, COTTRELLVILLE, MI 48039-2713

Mortgage

Document Number	2020031608
Date	Dec 14, 2020
Instrument	2020031608

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,500 (+8.1%)	$291,000 (+8.1%)
2025	$4,372.00 (+2.29%) Homeowner's exemption	$134,600 (+12.73%)
2024	$4,274.00 (+8.18%)		$269,200 (+12.73%)
2023		$119,400
2022	$3,951.00		$238,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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