3240 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 3240 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,806 sqft · built 2018
Lot Size	1.15 acres (50,442 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Feb 2023)
Tax Bill	$6,358 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-442-0048-200`

Property Details

APN / Parcel Number

Primary APN	`74-14-442-0048-200`

Interior

Full Baths	2 Baths
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	50,442 sqft (1.15 acres)
Lot Depth	489 ft Depth
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3240 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 232 DESC AS: BEG S 75D 46M 32S E 206.08' FROM SW COR LOT 232, TH N 0D 16M 0S E 489.45', TH S 75D 46M 32S E
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLA
Legal Lot Number	232
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3013
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3240 POINTE TREMBLE RD, ALGONAC, MI 48001-4640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 12, 2021	Quit Claim Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jan 22, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 11, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	20232749
Deed Book / Page	5599 / 791
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	0053500154
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 17, 2023
Property Address	3240 POINTE TREMBLE RD, ALGONAC, MI 48001-4640
Document Number	0005599791
Book / Page	5599 / 791
Map Reference	LB 48 PG 32
Instrument Date	Jan 19, 2023
Instrument	2023002749
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3240 POINTE TREMBLE RD, ALGONAC, MI 48001-4640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 NAUTICAL LN, COTTRELLVILLE, MI 48039-3319

Mortgage

Document Number	2023002750
Date	Feb 17, 2023
Instrument	2023002750

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3240 POINTE TREMBLE RD, ALGONAC, MI 48001-4640
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 POINTE TREMBLE RD, ALGONAC, MI 48001-4640

Mortgage

Document Number	0005495591
Date	Mar 8, 2022
Book Page	5495/591
Instrument	2022005605

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 12, 2021
Property Address	3240 POINTE TREMBLE RD, ALGONAC, MI 48001-4640
Document Number	0005350154
Book / Page	5350 / 154
Map Reference	LB 48 PG 32
Instrument Date	Jan 27, 2021
Instrument	2021011341
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 POINTE TREMBLE RD, ALGONAC, MI 48001-4640

Mortgage

Document Number	2021011342
Date	Apr 12, 2021
Instrument	2021011342

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 22, 2021
Property Address	3240 POINTE TREMBLE RD, ALGONAC, MI 48001-4640
Document Number	0053050615
Book / Page	005305 / 000615
Instrument Date	Dec 4, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$361.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 POINTE TREMBLE RD ALGONAC MI 480014640, ALGONAC, MI 48001-4640

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 11, 2019
Property Address	3240 POINTE TREMBLE RD, ALGONAC, MI 48001-4640
Document Number	0005074580
Book / Page	5074 / 580
Map Reference	LB 48 PG 32
Instrument Date	May 28, 2019
Instrument	2019014019
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	BELL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3240 POINTE TREMBLE RD, 3240, ALGONAC, MI 48001-4640

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50739 HARBOUR VIEW DR S, NEW BALTIMORE, MI 48047-4347

Mortgage

Document Number	2019014020
Date	Jul 11, 2019
Instrument	2019014020

Lender

Name	MORTGAGE CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,200 (+13.47%)	$436,400 (+13.47%)
2025	$6,358.00 (+2.32%) Homeowner's exemption	$192,300 (+9.14%)
2024	$6,214.00 (+21.77%)		$384,600 (+9.14%)
2023		$176,200
2022	$5,103.00		$352,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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